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Florida is no longer leading the housing boom. It is now leading the correction. Builders are quietly slashing prices by 25 to 30 percent. Inventory is stacking fast. Migration into Florida has collapsed nearly 90 percent from the peak. Affordability is broken, insurance and HOA costs are surging, and buyer confidence is near multi year lows. In this video, I break down what is really happening in Florida’s housing market and why the mainstream narrative is already outdated. We cover: Why builders are panicking and dumping new construction inventory How Florida ended up with more housing supply than the entire Northeast The collapse in net migration and why it matters more than rates Why buyers from 2022 to 2025 could be stuck underwater for years How rising insurance, taxes, and HOA fees are accelerating price cuts What this means for homeowners, buyers, investors, and agents This is not a crash call based on fear. This is about data, incentives, and market mechanics shifting in real time. Florida is moving first. The rest of the country is watching. Drop a comment and tell me where you live and what you are seeing on the ground. Read my Substack for what I can’t say here: jonbrooks.substack.com **Disclaimer**: This video reflects my personal opinions based on my experience and research. It should not be taken as financial, legal, or real estate advice. Always do your own due diligence and consult qualified professionals before making decisions.