The Baby Steps Are Simple But The Sacrifice Is Hard | February 4, 2026 скачать в хорошем качестве

The Baby Steps Are Simple But The Sacrifice Is Hard | February 4, 2026

💵 Type your money question, get a Ramsey answer instantly. → https://ramsey.solutions/q74gfe 🚢 ⁠⁠Book your cabin: Save $300 this week only! → https://ramsey.solutions/4mu7qr Ken Coleman and George Kamel answer your questions and discuss: "How do I get out of $100,000 of debt?" "Should I stop paying my Parent PLUS loans and use that money to pay off my credit cards?" "How can we help my brother-in-law without enabling him?" "How do I find a house after college when rent is so expensive?" "My husband refinanced our auto loan to pull cash out of our vehicle. Now our APR is 25%, what should we do?" "I was scammed out of $60,000 and now I don't have anything saved for retirement. What should I do?" "I'm afraid to deplete my savings to pay down my debt". From Today's Episode: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💻 Need help with your taxes? See who we trust - https://ramsey.solutions/cy4vyo Helpful Resources from Ramsey Solutions: 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/p3qkzb 💵 Start eliminating debt for free with EveryDollar - https://ramsey.solutions/p6iabj 🏘️ Find a Ramsey Trusted Real Estate Agent- https://ramsey.solutions/i9l8x3 📊 Free Tools & Resources to Help You With Investing – https://ter.li/st2jne Connect with our Sponsors: Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey Go to Casper Sleep and use promo code RAMSEY to learn more. ⮕ https://www.Casper.com/Ramsey If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off. Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/ Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey Debt collectors hassling you? Take back control of your life at Guardian Litigation Group ⮕ https://www.GuardianLit.com/Ramsey Find top Health Insurance Plans at Health Trust Financial ⮕ https://www.HealthTrustFinancial.com Use code RAMSEY to save 20% at Mama Bear Legal Forms ⮕ https://www.MamaBearLegalForms.com Visit NetSuite today to learn more ⮕ https://www.netsuite.com/Ramsey Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/ Explore more from Ramsey Network: 💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h 🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g 🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa 💡 The Rachel Cruze Show ⮕ https://ter.li/roya3c 💰 George Kamel ⮕ https://ter.li/2ma765 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn 📈 EntreLeadership ⮕ https://ter.li/proqeb Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/compa... Products: Breaking Free From Broke: https://ter.li/erxgtw Baby Steps Millionaires: https://ter.li/lc5vki Build a Business You Love: https://ter.li/gqi49q Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn Total Money Makeover: https://ter.li/0rvomx I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p Smart Money Smart Kids: https://ter.li/jyghza EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6 Questions for Humans: Intimacy https://ter.li/jcaqu4 Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5