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Jamie Walton gives a practical, plain-language overview of how the American Monetary Act (AMA) would restructure U.S. money creation to support recovery, stability, sustainability, and justice. He walks through the AMA’s main “titles”: restoring Congress’s constitutional money power, retiring federal debt as it matures using sovereign U.S. money, ending bank money-creation by separating true “money accounts” from lending/investment accounts, moving the Federal Reserve into the Treasury while keeping key operational functions, and using newly issued public money for infrastructure, education/healthcare, agriculture parity, and an initial citizens’ dividend. In a Q&A, attendees press on what comes after the initial reform, how paid-back bank-created money returns to the Treasury and is re-injected, and whether mortgages become government-controlled. His answer is that contracts remain private, as inflation risks under resource constraints and with concerns about banks withholding lending, he emphasizes a savings-based lending model with commercial incentives to do so.