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Have you ever felt like you’re running a race on a treadmill that’s moving just a bit too fast? You make a good salary, you work hard, but by the 2nd of the month, you’re left with almost nothing. Most financial gurus will tell you to stop buying coffee, but the truth is—the coffee isn't what’s suffocating you. In this video, I’m breaking down the concept of Consumption Commitments. These are the "concrete costs" and "locked obligations" that destroy your financial flexibility and leave you gasping for air. What you’ll learn in this video: 📍 What a "Consumption Commitment" actually is (and why it’s dangerous). 📍 Why a 5% income drop feels like a 50% lifestyle hit. 📍 How to calculate your Financial Oxygen Gauge to see if you are in the danger zone. 📍 The "Big Rock" strategy: Why one "uncommitment" is worth a thousand skipped lattes. Stop building a life out of concrete and start building a life of flexibility. 📈 GET THE FREE WORKSHEET Download the Financial Oxygen Gauge worksheet here to find your number: https://drive.google.com/file/d/1z6kF... 🔗 WATCH THE FULL SERIES If you missed the first part of this series on Forcing Functions and Automation, watch it here: • Why You Fail at Budgeting (The Engineering... Next up in the series: The Anti-Budget Blueprint — How to spend guilt-free without a spreadsheet. 📱 CONNECT WITH MARIUS INSIGHTS If you found value in this video, please Subscribe, like the video, and share it with someone who needs to hear this. My goal is to empower you with the economic ideas you need to make smarter financial decisions. #PersonalFinance #MoneyManagement #FinancialFreedom #MariusInsights #BudgetingTips #FinancialOxygen #WealthBuilding