PF & ESIC Tax Saving Secrets for Salaried Employees | ft. Aditya Choukhany скачать в хорошем качестве

PF & ESIC Tax Saving Secrets for Salaried Employees | ft. Aditya Choukhany

How to Build Wealth with PF & ESIC | Tax Saving Secrets for Salaried Employees If you think your PF (Provident Fund) and ESIC deductions are just "money lost" from your in-hand salary, this episode will change your life. In this deep-dive podcast on Mohit’s Mantra, we sit down with compliance expert Aditya Choukhany to decode the hidden wealth-building power of Indian labor laws. Most employees ignore these deductions, but if you understand the 2026 compliance rules and salary structuring, you can turn a ₹25,000 salary into a massive retirement corpus. In this episode, we cover: ✅ The Math of Wealth: How PF & ESIC actually work for you. ✅ Tax Saving 101: Opportunities most salaried professionals miss. ✅ For Entrepreneurs: When to start PF/ESIC and how to design a "Smart Salary" structure. ✅ Compliance Risks: Why ignoring these rules can lead to massive legal losses. Whether you are an HR professional, an entrepreneur, or a salaried employee, this is your definitive guide to Payroll Compliance in India. ⏱️ TIMELINE 00:00 – Why your PF is a Goldmine (Trailer) 01:21 – Meet Aditya Choukhany 02:13 – The Journey into Compliance & Payroll 03:48 – PF & ESIC Explained for Beginners 08:00 – Breakdown: Percentage Distribution 09:24 – Are you eligible? Limits & Applicability 10:26 – The "10 Employee Rule" for Startups 13:10 – Profession Tax & Minor Compliances 15:10 – How to manage team compliance efficiently 18:32 – The Mindset Shift: Uber vs. Mercedes 20:17 – The high cost of Non-Compliance 25:40 – Corporate National Schemes you should know 26:48 – Decoding the 4 Parts of PF 30:11 – How to design the perfect Salary Structure 31:18 – Entrepreneur Special: When to opt-in 33:00 – Pro-Tips for smart compliance 35:00 – 2026 Updates: Latest changes in PF & ESIC Acts 38:45 – Final Wealth Advice & Closing ⚠️ Disclaimer: This video is for educational purposes only. Financial and labour laws (PF/ESIC) are subject to change. This is not professional tax or legal advice. Please consult a certified expert or CA before making any financial decisions. Mohit’s Mantra and our guests are not liable for any actions taken based on this content. 👤 ABOUT MOHIT BERIWALA Mohit Beriwala is a finance professional with nearly 20 years of experience in wealth management and investments, with a strong interest in how people build long-term, sustainable success. Through the Mohit Mantra Podcast, he chose to become a creator to have real conversations with professionals who believe in process, ethics, and clarity — beyond surface-level success stories. The intent is simple: to uncover the thinking, systems, and decisions that truly shape meaningful businesses and careers. Connect with Mohit Beriwala: 🔗 LinkedIn:   / mohitberiwalacfa   🔗 Instagram:   / mohitberiwala   🔗 YouTube:    / @mohitberiwala   🔗 X / Twitter: https://x.com/MohitBeriwala #PFandESIC #TaxSavingIndia #SalaryStructure #PersonalFinanceIndia #EPF #WealthBuilding #MohitsMantra #HRCompliance #PayrollManagement #FinancialFreedom [pf and esic explained, pf esic podcast, how to save tax on salary india, pf benefits 2026, esic benefits for employees, salary structure optimization, hr compliance india, pf contribution rules, esic eligibility 2026, tax saving for salaried employees, epf vs ppf, esic rules for startups, payroll compliance checklist, middle class wealth building tips, pf esic latest news, salary tax planning, mohits mantra, aditya choukhany, investment secrets for employees, how to calculate pf and esic]