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Youth unemployment is at 10.8% which is the highest in over a decade. AI is displacing entry-level workers. The cost of living keeps climbing. The doom scroll is real. But doom scrolling won't change your situation. Action will. Why listen to me? Real financial strategies from someone who's been there. I'm a pediatric registered nurse who went from food stamps to eventually founding & exiting my own business. As a Gen X parent raising Gen Z kids, I bridge both worlds with actionable steps to building wealth—no hype, no shortcuts. Whether you're just starting out or feeling behind, if you're willing to do the work, this is your guide to financial freedom. One of the credit cards to help you build credit (when you're ready): https://geni.us/Fs2Hbg The Card I use for my business: https://geni.us/t6hGiv The gear I use to run my channels: For Video and Photo Editing: M4 MacBook Air: https://geni.us/M4AIR (Amazon) MacBook Air Accessories I've Tested and recommend: Reasonably Priced Hub: https://geni.us/X3iLmJ (Amazon) Another Hub from Acer: https://geni.us/rmtQYUO (Amazon) Hub that's a little bit more from Satechi: https://geni.us/BkRyNll (Amazon) CalDigit Thunderbolt 4 Dock: https://geni.us/CalDigitTS4 (Amazon) M4 MacBook Air 13-inch Case: https://geni.us/clear13inch (Amazon) M4 MacBook Air 15-inch Case: https://geni.us/clear15inch (Amazon) Laptop Case I still Rock with Everyday: https://geni.us/M82Phx (Amazon) On My Desk: Desktop Accessories (Use KEVINROSS for 10% off): https://geni.us/OxWta INNOCN 4K Monitor: https://geni.us/INNOCN27 (Amazon) Ultrawide Monitor: https://geni.us/un9I (Amazon) Monitor Arm: https://geni.us/7j1xeS (Amazon) MX Master 3: https://geni.us/pfEgz (Amazon) MX Keys: https://geni.us/4wiTh (Amazon) Studio Headphones (250 Ohms): https://geni.us/BuzD (Amazon) Yamaha Monitors (single): https://geni.us/MbemtUC (Amazon) Studio Monitor Stands: https://geni.us/MiBAiE6 (Amazon) Audio Gear: Overhead Microphone: https://bit.ly/DeityS2SMic Overhead Mic on Amazon: https://geni.us/s1A9eNK (Amazon) If You're Interested in Starting a Podcast: Broadcast Microphone (Q9U): https://geni.us/QkBCC (Amazon) Handheld Recorder: https://geni.us/MTyrz (Amazon) MOTU Interface: https://geni.us/NMoYwcJ (Amazon) ATR Dynamic Microphone: https://geni.us/0V4K0Rk (Amazon) Samson Dynamic Microphone Choice: https://geni.us/fVng5fM (Amazon) What I use to Film: My Primary Camera: https://geni.us/SonyA7IVFF (Amazon) My Primary Lens for Talking Head: https://geni.us/Rokinon35 (Amazon) Prime Lens 16mm: https://geni.us/BlBd9 (Amazon) Sony 18-105: https://geni.us/Jb3O0 (Amazon) SanDisk Extreme: https://geni.us/9MHZlT (Amazon) Manfrotto Tripod (for vlogging): https://geni.us/0SYQD (Amazon) Light Dome: https://geni.us/TzffFw (Amazon) Key Light: https://geni.us/n2kAe (Amazon) Stay in touch: / kevinrossrn / kevinrossrn I'm a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Disclaimer: This is for your entertainment and information only and I share my own journey and I accepted the risks involved in building my own wealth. Please do your own research and consult with a licensed professional prior to making any financial decisions. What's Bugging Me: 00:00 02:19 The Reality: 02:20 - 05:03 My Story of Build a Business: 05:04 - 09:10 The Mindset Shift: 09:11 - 11:45 Actionable Strategies: 11:46 - 24:45 The Older Generation: 24:46 - 27:27 Conclusion: 27:28 - 29:57