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A new J.D. Power study reveals that drivers are fed up with massive premium increases and are finally shopping around – and a LendingTree survey shows almost 100% of shoppers are saving big! Clark breaks down why prices are skyrocketing and shares actionable tips to lower your premiums. Also, the U.S. is a major leader in global energy production. Clark explains how America's diverse energy portfolio is helping to find affordable and reliable solutions. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the July 30, 2025, episode of The Clark Howard Show. Submit your questions: https://clark.com/ask Related resources https://clark.com/insurance/car-insur... https://clark.com/insurance/car-insur... https://clark.com/insurance/walk-and-... https://clark.com/personal-finance-cr... https://clark.com/cell-phones/best-ch... https://clark.com/phone-plan-finder/ 00:00 - Intro 01:15 - Why You Need To Shop Your Auto Insurance ASAP 06:52 - Ask Clark - How can you prove your totaled car is worth more than the insurance offer? (Dan in FL) 08:58 - Ask Clark - Is it risky to book a VRBO in Florence with new Italy rental laws? (Susan in CT) 10:08 - Ask Clark - Can a 15-year-old open a Roth IRA with summer job income? (Samuel in NH) 13:17 - America’s Energy Boom 18:10 - Ask Clark - What’s the best cheap cell phone plan for low data users? (Cathy in CA) 20:41 - Ask Clark - Should you avoid cheap car rentals with long lines and poor service? (Joanne in TX) 23:22 - Ask Clark - Is it safe to tip hotel staff using QR codes in your room? (Mary in VA) Clark.com: Advice You Can Trust: SUBSCRIBE: / clark Listen To The Clark Howard Podcast: https://clark.com/podcast Apple Podcasts: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/3lrwhe2... iHeartRadio: https://www.iheart.com/podcast/8-the-... Follow Us for More Money Tips: Website: https://clark.com/ Podcast: https://clark.com/podcasts/ Newsletter: https://clark.com/newsletters/ Instagram: / theclarkdotcom Facebook: / clarkhoward Need Consumer Advice? The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later. Our Promise to You: At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: https://clark.com/ad-disclosure/