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🏡 Unlock Your Dream Home: Understanding the VA Certificate of Eligibility (COE) Are you a veteran ready to take advantage of your VA home loan benefits, but confused by the VA Certificate of Eligibility (COE)? You’re not alone—and this video is your ultimate guide to making sense of it all. As the #1 VA Purchase Loan Officer in America, I’m breaking down everything you need to know to decode your COE, avoid common lender pitfalls, and unlock zero-down homeownership—even if your COE says “$36,000” or “zero entitlement.” 📌 What You'll Learn in This Video: What the VA Certificate of Eligibility (COE) really means Why the $36,000 entitlement amount is often misunderstood How to qualify for a zero-down VA loan with full or partial entitlement The truth about “zero entitlement” and how it doesn’t always mean “no” Why working with a VA loan expert (like us!) matters How lender overlays can block your path—and how we don’t use them How to calculate your remaining entitlement Debunking the myth: Can you really have more than one VA loan? (YES!) 📞 Need help now? Call my team at 786-933-2077 We serve veterans in all 50 states—no overlays, just expert guidance. Or fill out our application at www.zerostressmortgage.com and we can pull your COE and get the process going 🔎 Related Resources: 👉 Request Your COE Through VA https://www.va.gov/housing-assistance... Timestamps: 0:00 – Intro 0:52 – What is the VA COE? 2:15 – Why $36,000 doesn’t limit your buying power 4:10 – Full entitlement = No loan limit 6:20 – Understanding “zero entitlement” 8:00 – The COE grid and remaining entitlement 10:30 – Lender overlays vs. true VA guidelines 12:00 – Multiple VA loans: Myth vs. Reality 14:05 – Next steps to get pre-approved 🎖️ This benefit is yours—let’s make sure you use it to its fullest. #VALoan #VAEligibility #COEExplained #VeteranHomeLoans #VALoanExpert #MortgageTips #HomeBuying2025 #NoOverlays #JenBeeston #Veterans Licensing info: Jennifer Beeston, EVP National Sales NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071 Equal Housing Lender For licensing, go to www.nmlsconsumeraccess.org NMLS 247743 Guaranteed Rate NMLS 2611 To access Guaranteed Rate: https://www.guaranteedrate.com/discla... https://www.guaranteedrate.com/licens... My State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203 Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. Hashtags: #jenniferbeeston #mortgage #financialeducation #howtobuyahouse