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Are you waiting for mortgage rates to fall or home prices to change before making a move? In this February 2026 Frisco & Prosper housing market update, we break down why affordability is quietly improving — and what that means for buyers and sellers. If you’d like to walk through your specific situation, schedule a free strategy call here: 👉 https://calendly.com/andrewsmithteam In this February 2026 market update, we break down: • Why mortgage rates being nearly 1% lower than last year matters • How price growth has moderated • What the payment difference actually looks like in real dollars • Why buyer demand increases when rates fall • Current median prices in Frisco & Prosper • Inventory levels, days on market, and price reductions This isn’t a frenzy market. It’s not a crash market. It’s a rebalancing market — and strategy matters more than headlines. Whether you're considering buying, selling, or simply deciding whether to stay put, understanding affordability trends can help you make a confident decision in 2026. If you’re in Frisco, Prosper, or planning a move to North Texas and want to review your numbers personally, book a time on my calendar above. I’m happy to help you think through it. ⏱️ VIDEO CHAPTERS 0:00 Still Waiting to Make a Move? 1:28 Why Affordability Is Improving in 2026 2:22 Mortgage Rates Near 3-Year Lows 2:56 Home Price Growth Is Moderating 4:05 What Today’s Rates Mean for Your Payment 5:19 Buyer Demand Increases When Rates Fall 6:30 Frisco & Prosper Home Prices 8:08 Frisco & Prosper Inventory Levels 8:52 Frisco & Prosper Days on Market 9:46 % of Homes with Price Reductions 10:43 What This Means for Buyers & Sellers 12:23 Schedule Your Free Strategy Call 📞 Contact Andrew Smith Call / Text: 469-388-0095 Email: Andrew@TheAndrewSmithTeam.com Schedule a Free Consultation 👉 https://calendly.com/andrewsmithteam 📚 Free Resources for Buyers & Sellers 🚚 Home Buyer Guide → https://bit.ly/44J5xQJ 🏡 Home Seller Guide → https://bit.ly/3KnMzHf 💰 What’s Your Home Worth? → https://theandrewsmithteam.com/home-v... 🏘️ Browse Homes for Sale 🗺️ All Frisco Homes → https://bit.ly/3OXrAN2 🗺️ All Prosper Homes → https://bit.ly/4aWRsA1 Preferred Mortgage Partner → https://www.yourmortgagenerd.com/ ⭐ Client Reviews & Testimonials See What Our Clients Say → https://goo.gl/maps/3bLcjaGv32FKE4DFA 📊 Market Updates Latest Frisco Market Report → https://bit.ly/3MoGCd1 Latest Prosper Market Report → https://bit.ly/4bXtD3T 🔔 Subscribe for Weekly Videos Want to know what it’s like to live, work & play in Frisco and Prosper TX? Subscribe for weekly updates 👉 https://bit.ly/45CCvTh and tap the 🔔 for notifications! 📜 Legal Info TREC Consumer Protection Notice → https://bit.ly/3YgNIGk TREC Information About Brokerage Services → https://bit.ly/3OMQEpO #FriscoTXRealEstate #ProsperTXRealEstate #housingmarketupdate