Day Spa Liability Hazards: Essential Underwriting & Risk Management Tips | Underwriters' Corner скачать в хорошем качестве

Day Spa Liability Hazards: Essential Underwriting & Risk Management Tips | Underwriters' Corner

Underwriting day spas requires understanding unique liability hazards that go beyond traditional salon risks. With over 21,000 day spas operating in the U.S., insurance professionals must be equipped to evaluate exposures in this fast-growing market. In this edition of MSO's Underwriters' Corner, we break down the critical safety standards for underwriters, agents, and claims adjusters handling Property and Casualty (P&C) risks in the beauty industry. What You'll Learn: • Chemical Safety & OSHA Standards: An overview of OSHA Standard 1910, including requirements for Personal Protective Equipment (PPE), ventilation, and the handling of toxic air contaminants associated with nail services. • Slip-and-Fall Prevention: Best practices for reducing accidents in pool and steam areas through textured surfaces and slip-resistant footwear. • Electrical Hazard Mitigation: Understanding NFPA 70 (National Electric Code) Article 680 to mitigate the risk of electrical shock in hot tub and pool environments. • Liquor Liability in Spas: The hidden risks of mixing alcohol with heat treatments and the importance of responsible service training to prevent accidents and impairment. About the Author This presentation is based on an article by Nils Deacon, Manager of Inspections and Rating Services at MSO, Inc. A veteran of the industry since 1981, Nils serves on multiple NFPA Technical Committees and provides expert inspections for schedule rating across MSO's national footprint. About MSO, Inc. (The Mutual Service Office, Inc.) Since 1944, MSO, Inc. has served as a trusted advisory rate service bureau, providing customized policy forms, actuarial services, and statistical data for the Property & Casualty insurance industry. We empower small to mid-size insurers with the flexibility to underwrite risks profitably through our "Expert Insights" and specialized commercial programs. Continuing Education (CE) & Professional Development MSO is a leading provider of Insurance Continuing Education (CE). For 2026, we are offering four webinar sessions totaling 10 CE credits, including specialized ethics presentations. • Register for CE Courses: Visit MSOnet.com to view our full educational schedule and access on-demand webinars. • Connect on LinkedIn: Follow our LinkedIn Page to join 378+ industry professionals and stay updated on no-cost educational opportunities. • Subscribe for More: Hit the notification bell to receive the latest updates from the Underwriters' Corner and enhance your technical insurance knowledge. Read the original article here: https://www.msonet.com/underwriter/wh... DISCLAIMER: This information reflects the interpretation of MSO, Inc. regarding NFPA Standards and Codes and does not represent official positions of these organizations. #InsuranceUnderwriting #DaySpaLiability #PCInsurance #RiskManagement #MSOInsurance #InsuranceEducation #ClaimsAdjuster #InsuranceAgent #NFPA70 #OSHACompliance