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Season 2 of Coastlines to Cranes with Shandon Harbour is officially underway! What if insurance felt less like paperwork and more like a power tool? In this episode, Shandon sits down with Matt Gorham of Rancho Mesa Insurance to talk about building real trust and turning insurance into a business asset, not a once-a-year headache. Matt shares how a contractor-first approach, trade-specific knowledge, and proactive planning can help you protect your people, your projects, and your peace of mind. They also explore how safety culture strengthens your story long before a claim ever happens, plus the tools and resources that help contractors stay ready and resilient. The big idea: when trust leads the conversation, insurance stops being a checkbox and starts supporting the way you build. Key takeaways: Proactive planning turns insurance into a business tool, not a burden Construction-specific expertise helps tailor smarter coverage Safety culture and documentation strengthen your risk profile Learn more about Matt + Rancho Mesa Insurance: ranchomesa.com/matt-gorham Want to connect with Shandon? Connect on LinkedIn Follow ABC San Diego on Instagram, X, Facebook, LinkedIn For a guest feature: Submit Here! Interested in becoming a member of ABC San Diego? Membership - ABC San Diego