Unpaid Rent: How to Garnish Wages and Bank | Jordan Nieuwhof (Coach, Author, Former Paralegal) скачать в хорошем качестве

Unpaid Rent: How to Garnish Wages and Bank | Jordan Nieuwhof (Coach, Author, Former Paralegal)

Learn how to do a garnishment after your LTB order to get unpaid rent faster. Brought to you by Rentals.ca - Thousands of apartments, houses, and condos for rent across Canada. Jordan Nieuwhof is a powerhouse in Ontario’s legal landscape, fiercely dedicated to helping landlords navigate the ever-changing rental market. He first launched his career helping landlords in 2015 with LegalEnforcements.ca and DocuServe since then he has been a relentless advocate for landlords, cutting through red tape and ensuring their rights are protected. With nearly a decade of hands-on experience at the Landlord and Tenant Board (LTB), Jordan has mastered the art of litigation, making him a trusted name in the industry. What you’ll learn • Understand the garnishment process as a post-eviction enforcement tool, including the role of the Sheriff’s office and the direct use of a certificate of judgment (no need to sue again in Small Claims Court). • Differentiate between wage and bank garnishment, including how each method works and the legal requirements for initiating them. • Calculate the total amount owed for garnishment, including per diem rent beyond the termination date, and know how to document it properly. • Identify exempt and non-exempt income/assets, such as ODSP, child benefits, WSIB, and private insurance payments. To see more learning points, view at https://newsletter.openroom.ca/p/unpa... Key Takeaways • You can proceed directly to garnishment after obtaining an LTB order for unpaid rent, bypassing the need to sue the tenant again in Small Claims Court using a Form 7A, which is described as a myth and a costly mistake. • The garnishment process is handled by the Sheriff's office, usually located at the Small Claims Court in your area, and it begins by obtaining a Certificate of Judgment after presenting your LTB order and paying a fee (around $42-$46). • You can pursue wage garnishment (limited to 20% of the debtor's gross earnings) or bank garnishment; for bank garnishment, you need the specific bank branch location, not just the bank name. • When calculating the amount for garnishment, you can include the debt from the LTB order plus any per diem amount for the days the tenant remained in the unit past the termination date, even if this amount exceeds the original order. To read all of the key takeaways, head to: https://newsletter.openroom.ca/p/unpa... In this course, we cover (0:02:09) Understanding Garnishment Process - Calculating total amount owed (0:05:00) Types of Garnishment (0:11:13) Avoiding Small Claims Court Mistakes (0:14:47) Legal Limits on Garnishment (0:18:53) Credit Reporting Impact (0:28:20) Forms and Documentation (0:33:22) Garnishment Hearings (0:42:15) Sheriff Demands (0:47:05) Limitation Period for a Notice of Garnishment (0:50:58) Fill out Affidavit for Enforcement Request (0:51:00) Prepare Notice of Garnishment (0:55:35) Serving the Documents (0:59:52) Complete Affidavit of Service (1:09:00) Defining Debt Types (1:14:00) Serving the Dispute Notice (1:17:03) Garnishment Hearings (1:18:48) Co-Ownership of Debt (1:20:30) Special Cases in Garnishment Resources Referenced • Jordan Nieuwhof   / jordan-nieuwhof   • Ontario Landlord & Tenant Board https://tribunalsontario.ca/en/ • Fee Waiver Form - LTB https://tribunalsontario.ca/documents... • Service Ontario - Alternate application method https://www.ontario.ca/page/serviceon... About Openroom University Free learning mini-courses are part of the vision behind Openroom of creating a transparent and connected rental ecosystem. We believe that knowledge is power and we should have more information to make informed decisions. If you like what we do, let us know at hello@openroom.ca. Production and distribution by https://openroom.ca/. For sponsorship inquiries, email hello@openroom.ca. This information in this course is provided for general guidance only and does not constitute legal, financial, or professional advice. Always consult a qualified professional regarding your specific situation.