29. Roth Conversion Blueprint for an $850K TSP (Live Demo) скачать в хорошем качестве

29. Roth Conversion Blueprint for an $850K TSP (Live Demo)

Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda: calendly.com/rsf-dramanda/initial-consultation (https://calendly.com/rsf-dramanda/ini...) 🎥 The YouTube version of this video is here:    / Канал   (   / Канал  ) ✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog (https://www.retirementsolutionsfinanc...) /////////////// 29. Roth Conversion Blueprint for an $850K TSP (Live Demo) If you’re a federal employee or retiree with a sizable Thrift Savings Plan (TSP), this episode is designed to help you understand how TSP taxes actually work in retirement. The TSP is excellent at helping you save during your working years, but it doesn’t help you decide when and how that money gets taxed once you retire. That’s where many people get surprised. In this lesson, I’ll walk you through TSP 101, explain where tax challenges tend to show up in retirement, and then take you through a live demo showing how a Roth conversion plan may be structured for an $850,000 TSP using the Roth Blueprint™. This is an educational walkthrough designed to help you understand the process, considerations, and trade-offs involved in Roth conversion planning — not a one-size-fits-all solution. Timestamps 00:00 – Intro: Why TSP taxes surprise retirees 01:00 – What the TSP is designed to do (accumulation vs planning) 01:45 – The three retirement phases: accumulation, tax planning, distribution 02:45 – Why large TSP balances create challenges in retirement 03:30 – RMDs, IRMAA, and the survivor tax issue 04:10 – 2026 update: Roth conversions inside the TSP 05:00 – Why Roth conversion planning is often done outside the TSP 05:50 – Why Roth-friendly annuities are used in this example 07:10 – Case study: Sam & Sally Sample (profile overview) 08:40 – Conversion goals and planning considerations 10:50 – Live Roth Blueprint™ software walkthrough begins 12:40 – Paying conversion taxes externally vs internally 15:30 – Comparing outcomes: bonus vs non-bonus annuity strategies 18:30 – Why Roth conversion planning is highly individualized 19:45 – Key educational takeaways 20:30 – How to get your own Roth conversion analysis 21:00 – Final thoughts & disclaimer 📅 Want to Find Out More?: Schedule a Q&A Call with Dr. Amanda (https://calendly.com/rsf-dramanda/ini...) 💰 Join Us in the Retirement Income School™: www.RetirementIncome.School (https://www.retirementincome.school) 📽️ Watch Retirement Income School™ Content on YouTube:    / Канал   (   / Канал  ) 💰 Watch The Guaranteed Income Blueprint™: www.retirementsolutionsfinancial.com/guaranteed-income-blueprint (https://www.retirementsolutionsfinanc...) 📬 Contact Dr. Amanda: Email: DrAmanda@RetirementSolutionsFinancial.com LinkedIn: @RetirementIncomeSchool (  / retirementincomeschool  ) 👩‍🏫 About Dr. Amanda Dr. Amanda is the founder of Retirement Solutions Financial™ and creator of the Retirement Income School™. After losing her father and helping her mom navigate retirement, she felt called to help others avoid the stress and confusion of planning alone. She specializes in safe money strategies using dividend-paying whole life insurance, fixed index annuities, long-term care coverage, and Social Security claiming strategy. Her mission? To help you protect your wealth and enjoy a secure, stress-free retirement with confidence. ⚠️ DISCLAIMER The information in this podcast is provided for general educational purposes only and does not constitute financial, legal, or tax advice. Retirement Income School™ and Dr. Amanda Barrientez do not provide individual investment recommendations. Always consult with a licensed advisor or tax professional before implementing any strategy discussed.