Your 2025 Tax Bill Is Higher Than It Needs to Be (And You Have 10 Weeks to Fix It) скачать в хорошем качестве

Your 2025 Tax Bill Is Higher Than It Needs to Be (And You Have 10 Weeks to Fix It)

📋 FREE TAX DOCUMENTS CHECKLIST: https://chatham-wealth-management.kit... 📞 BOOK YOUR 15-MINUTE STRATEGY CALL: https://calendar.app.google/6VMaWetux... (No pitch. Just tactical guidance on what you can still control before April 15th.) THE REALITY: You've got a 1099 sitting in your mailbox. A year-end bonus that pushed you into a higher bracket. Parent care costs you didn't document. And 10 weeks before the IRS locks in what you owe. Most people think their 2025 taxes are already set. They're not. HERE'S WHAT WE COVER: 00:00 Introduction: Understanding Your Tax Situation 00:41 Mistake #1: Handling Year-End Bonuses How a $40K bonus triggers a cascade of tax consequences The 3 retirement contribution strategies (Traditional IRA, Backdoor Roth, SEP IRA) Income phase-out limits and which deadline applies to you (April 15th vs. October 15th) 05:45 Mistake #2: Claiming Deductions for Parent Care The $5,000 gross income threshold for claiming parents as dependents How to document assisted living costs (40-60% is typically deductible) The certification you need from a licensed healthcare practitioner Multiple Support Agreements when siblings split costs [09:58 Mistake #3: Managing Capital Gains Distributions Why you owe taxes on gains you never realized Qualified Charitable Distributions (QCDs) for IRA holders over 70½ The $105K QCD limit and how it counts toward your RMD Why ETFs beat mutual funds in taxable accounts 13:49 Action Plan: Steps to Take Before April 15th Pull December 2025 pay stubs and brokerage statements Calculate parent support (50%+ threshold) Max out IRA contributions ($7K under 50, $8K over 50, $16K married) Review capital gains distributions and plan estimated payments 15:59 Conclusion: Proactive Tax Planning THE TRUTH ABOUT TAX PLANNING: The families who win treat this like a business decision. The ones who lose wait for their CPA to tell them what happened in March. You don't need to be a tax expert. You need to know which levers to pull and when. You have 10 weeks. Let's make them count. RESOURCES: 📄 Tax Documents Checklist: [Link] 📞 15-Minute Strategy Call: https://calendar.app.google/cbdaYzJt8... DISCLAIMER: These strategies are general guidelines. Your specific situation may require a different approach. Work with your tax advisor to confirm eligibility and timing before executing any strategy. ABOUT CHATHAM WEALTH MANAGEMENT: We help sandwich generation families navigate the exact decisions covered in this video. No fluff. No generic advice. Just tactical guidance for high-earners managing aging parents, kids, and careers simultaneously. 📧 tim@cwmva.com 📞 703-652-2503 🌐 www.cwmva.com