Buying Your First Home in Australia? Watch This First! скачать в хорошем качестве

Buying Your First Home in Australia? Watch This First!

Hello! Are you thinking about buying your first home in Australia? 🏡 This video breaks down everything you need to know - from saving for a deposit and understanding home loans to working with a mortgage broker and settlement agent. I’ll guide you through the full buying process, explain key costs like stamp duty and LMI, and share tips to boost your borrowing capacity. Watch this before you start house hunting - it may save you some time, stress, and money! Resources mentioned in the video: 👉🏼 “Best savings accounts” video:    • Best savings accounts in Australia | Maxim...   👉🏼 Borrowing capacity calculator: https://www.nab.com.au/personal/home-... 👉🏼 HECS debt repayment rates: https://www.ato.gov.au/tax-rates-and-... 👉🏼 Stamp duty calculator: https://reiwa.com.au/the-wa-market/re... 👉🏼 First Home Owners Grant: https://www.firsthome.gov.au/ If you have any questions or topics you would like me to breakdown, please let me know in the comments below! The information in this video is general in nature and does not take into account your objectives, financial situation or needs. You should consider seeking personal advice if you are looking for recommendations tailored to you Stay connected: Follow me on instagram:   / thewealthcreationclub   Enquiries: [email protected] For personal advice: https://www.hphsolutions.com.au/ What’s in this video: 00:00 Introduction 00:36 Key people you need 00:49 Mortgage broker 01:58 Settlement agent 02:57 Saving the deposit 04:44 Maximising your savings 05:08 Getting a loan 05:48 Borrowing capacity calculator 06:09 Factors that influence your borrowing capacity 10:07 Lenders mortgage insurance (LMI) 10:45 Stamp duty 11:18 First home buyer concessions 11:39 Other costs 12:13 The buying process 15:17 First home owners grant (FHOG) 16:08 Outro