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For public employees who want to retire early, the 457b retirement account can be a game-changer. Cole explains how this tax-deferred account works similarly to a 401k but comes with a powerful advantage: penalty-free withdrawals as soon as you leave your job, with no need to wait until age 59½. This unique feature allows public sector workers to retire at 52, 55, or 57 and access their retirement savings immediately, something most private sector employees can't do with their traditional 401k accounts. 🎥 Subscribe to my channel: / @colekrilich #retirement #taxplanning #pension What video topic would you like to see discussed in a future video? Let me know in the comments, thanks! Timestamps: 00:00 – Game-Changing for Early Retirement 00:46 – What Is a 457b? 01:35 – Who Has Access 02:03 – 2026 Contribution Limits 04:15 – 457b Beats Traditional 401k 05:10 – Real Example 07:46 – Individual Example 09:20 – Maximize This Opportunity Disclaimer: Because we are not familiar with your individual circumstances, the information provided here should not be considered tax, legal, insurance, or financial advice, and it may be outdated or contain inaccuracies. While this information is drawn from sources considered reliable, we cannot guarantee its accuracy. This material is intended solely for educational purposes. For professional guidance, please consult a qualified CPA, attorney, insurance agent, financial advisor, or other appropriate specialist relevant to your needs. All investments carry risk, including possible loss of principal. The information presented here does not constitute personalized investment advice or a solicitation to buy or sell any security, insurance product, or other investment vehicle.Claude is AI and can make mistakes. Please double-check responses.