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For state and local government employees with pensions, there comes a critical moment when working longer actually costs more than it benefits. I explain why this inflection point often arrives much earlier than it does for private sector workers, especially now that the WEP and GPO have been repealed, giving many public employees access to full Social Security benefits they hadn't originally planned for. 🎥 Subscribe to my channel: / @colekrilich #retirement #taxplanning #pension What video topic would you like to see discussed in a future video? Let me know in the comments, thanks! Timestamps: 00:00 – When Working Longer Actually Costs You More 00:33 – Sign #1: Time Is More Valuable Than Pension Credits 01:39 – Sign #2: Your Health Is Sending You Signals 02:33 – Sign #3: The 457(b) Early Retirement Advantage 04:43 – Sign #4: Protecting Your Go-Go Retirement Years 06:06 – Sign #5: You're Already Financially Ready Disclaimer: Because we are not familiar with your individual circumstances, the information provided here should not be considered tax, legal, insurance, or financial advice, and it may be outdated or contain inaccuracies. While this information is drawn from sources considered reliable, we cannot guarantee its accuracy. This material is intended solely for educational purposes. For professional guidance, please consult a qualified CPA, attorney, insurance agent, financial advisor, or other appropriate specialist relevant to your needs. All investments carry risk, including possible loss of principal. The information presented here does not constitute personalized investment advice or a solicitation to buy or sell any security, insurance product, or other investment vehicle.