3 Kids, One Paycheck, & £6k in Debt — Can We Save Her Budget? скачать в хорошем качестве

3 Kids, One Paycheck, & £6k in Debt — Can We Save Her Budget?

Hi guys, gals, and non-binary pals! I'm running 10K for cancer reserach! Donate here: https://fundraise.cancerresearchuk.or... In this episode of Budget Bestie, I dive into a real-life budget from an anonymous bestie who’s facing a tough financial situation: ✅ Two toddlers ✅ A baby on the way ✅ £6,000 of debt ✅ And a dream of building a £1,000 emergency fund for peace of mind. It’s a tight squeeze, but with some smart shifts and honest sacrifices, we worked through the numbers to see what’s possible. The big question we tackle today: Should you build a £1,000 emergency fund first, or go straight into debt payoff? 💸 Come along as I break it all down — not financial advice, just one bestie to another looking at the numbers and figuring it out together. 💕 🧠 What you’ll learn in this episode: How to balance debt repayment with savings goals The logic behind the £1,000 emergency fund How I’d personally approach this kind of budget Why order does matter — and when it doesn’t 👇 Drop your thoughts in the comments: What would you do in this situation? Emergency fund first, or tackle debt head-on? #BudgetBestie #EmergencyFund #DebtPayoff #FamilyBudgeting #FrugalLiving #MoneyTips #BudgetingJourney #OneIncomeFamily Thank you so much for watching today's video! If I said I was going to link something but I forgot, let me know in the comments! Join me and start the 200 envelope challenge today! Here's a link to a free matching Monzo pot cover! https://drive.google.com/file/d/1r7Rt... Join the Budget with Ira Discord Server!   / discord   Here's the main links: Budget with Ira website: https://budgetwithira.co.uk Budget with Ira Etsy store: https://etsy.com/shop/budgetwithira Join BWI to get access to perks:    / @budgetwithira   Support me on Patreon:   / budgetwithira   My Amazon Wishlist: https://www.amazon.co.uk/hz/wishlist/... Tiktok:   / budgetwithira   Instagram:   / budgetwithira   Buy me a Coffee: https://buymeacoffee.com/Budgetwithira Budget Bestie form: https://forms.gle/2c5nfw2MMVi9vQvW9 My Second Channel:    / @donttrustira   Connect with me! https://linktr.ee/budgetwithira My PO Box: Budget with Ira PO Box 2439 Salisbury SP4 4AY ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Deals for Besties (I may get a small commission for some of these): Get £15 off your first print order over £70: https://www.helloprint.co.uk/ref/JEN4... Sign up to Monzo and make a card payment within 30 days for a £5 reward: https://join.monzo.com/c/fy5dkc9 Check out Epidemic Sounds! Sign up using my code and get 10% off when you become a paying subscriber! https://share.epidemicsound.com/pzc8c5 Use code BUDGETWITHIRA for 10% off at So Personalised It's Perfect Etsy Store: https://www.etsy.com/uk/shop/Perfecta... ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ My Favourite Cash Stuffers and Budgeters: Yasmine Camilla:    / yasminecamilla   Iris Budgets:    / @irisbudgets   Taylah Louise Budgets:    / @taylahlouisebudgets   Black N Blue:    / @blacknblue10_4   #budgetwithira #donttrustira #budgetsarecool ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Have you checked out Life in Envelopes? She is a massive inspiration to me and sells some beautiful planner stickers. You can check her out on these links. Use the code YOUTUBE15 for 15% off your whole order (excluding shipping): Check her out Here: https://www.etsy.com/shop/lifeinenvel... #budgeting #budget #cashstuffing