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Rocky Butani interviews Melissa Martorella, Esq., Partner at Fortra Law, for a deep dive into wholesale capital structures in private lending. Melissa breaks down the legal and compliance considerations behind wholesale lending, white labeling, table funding, and correspondent lending, with a focus on residential transition loans (aka bridge, hard money) and DSCR long-term rental loans. The conversation covers state licensing requirements, borrower disclosures, liability risks, and how lenders and brokers can structure their businesses correctly while scaling nationwide. This episode is essential listening for private lenders, brokers, capital providers, and others navigating wholesale lending models. Visit Fortra Law's profile on PrivateLenderLink.com to learn more and to contact them: https://privatelenderlink.com/profile... This interview is Episode #25 of the Private Lending Insights Podcast: https://podcast.privatelenderlink.com/ 00:00 Intro & Episode Overview 02:14 Wholesale Lending Defined 03:27 Licensing Requirements by State 09:28 Broker Liability & Risk in Wholesale Lending 13:22 White Label Lending Explained 16:38 Table Funding Overview 20:57 Assignments, Insurance & Closing Mechanics 28:00 Commercial Break with Forecasa 29:00 Correspondent Lending Explained 39:35 Legal Structuring & How Fortra Law Helps