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Many UK homeowners delay remortgaging without realising the impact. For professionals, waiting can quietly reduce choice — not just affect rates. Body: In this video, UK mortgage broker Craig Fish explains the remortgaging mistake professionals keep making: leaving it too late to engage with the process. This isn’t about chasing the lowest mortgage rate. It’s about timing, lender criteria, and protecting flexibility for UK homeowners with complex or changing income. If your fixed rate is ending in the next 12–18 months, this explains why early planning matters. Our mission is to deliver this crucial information in a straightforward, jargon-free manner, enhancing your understanding of these influential factors on your most substantial financial commitment – your mortgage. Our goal is to empower you to make well-informed financial decisions. 00:00 – The remortgaging mistake professionals make 00:40 – Why waiting feels sensible 01:27 – What actually goes wrong 02:05 – Income, timing, and lender decisions 02:29 – The hidden cost of delay 02:50 – How professionals keep control 03:22 – Who this really applies to #FinancialEducation #EmpowerYourself #MortgageInformation Join us on our vibrant social media platforms and stay connected: #StayConnected #SocialMediaChannels #FinancialUpdates 📷 Instagram: / lodestonemp 📘 Facebook: / lodestonemp 🕺 TikTok: / lodestonemp 💼 LinkedIn: / lodestonemp 🐦 Twitter: / lodestonemp 🌐 Website: https://lodestone.mortgage/about-us/ #FollowUs #StayInformed #FinancialAdvice 📣 Credit File (#Advertisement / #ad): Understanding your credit file is paramount when pursuing personal finance, especially a mortgage. We strongly recommend using checkmyfile, the sole provider covering all three UK credit reference agencies – Experian, Equifax and Transunion. #CreditFile #FinancialSecurity #CreditReport 🔍 Checkmyfile offers a 30-day free trial, followed by £14.99 per month, cancel anytime. It's crucial to thoroughly review your credit file for accuracy. If discrepancies arise, address them promptly. #CreditCheck #FinancialWellness #MortgagePreparation Additionally, we advise ensuring your presence on the voters roll, streamlining the credit application process. #VotersRoll #CreditApplication #FinancialEfficiency 🔗 Credit File Links: 📊 Check my free credit score now: https://www.checkmyfile.partners/52RT... 🔍 Correct Errors on Your Credit File: 📞 Contact Experian: https://www.experian.com/disputes/mai... 📞 Contact Equifax: https://help.equifax.co.uk/EquifaxOnl... 📞 Contact Transunion: https://www.transunion.com/credit-dis... 🗳️ Apply for Voters Roll: https://www.gov.uk/register-to-vote #CreditScore #FinancialEmpowerment #MortgagePrep Take charge of your financial future. Your mortgage journey begins with a solid credit foundation. 🏠💳 #FinancialHealth #MortgagePlanning YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Lodestone may charge a fee for mortgage advice. The precise amount will depend on your circumstances, but it will not exceed £599. Integer Advice Ltd t/a Lodestone is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the FCA.