Fixed Rate Ending in 12 Months? Here's What I'd Do скачать в хорошем качестве

Fixed Rate Ending in 12 Months? Here's What I'd Do

If your fixed rate mortgage ends in the next 12 to 18 months, this is the stage where the smartest decisions are made, long before your deal actually expires. In this video, I explain exactly what I would do if my own fixed rate was ending soon, based on more than 25 years of helping UK homeowners and professionals navigate remortgages and rate changes. Many people assume they should wait until their fixed rate is almost over. In reality, mortgage options are often shaped months in advance by affordability, loan-to-value, credit profile, and income structure. Leaving things too late can limit choice and increase costs. I cover: When to start planning if your fixed rate is ending Why preparation matters more than predicting interest rates How your income, job security, and credit profile affect remortgage options When it can make sense to secure a rate early The risks of doing nothing and rolling onto your lender’s standard variable rate This video is for UK homeowners, professionals, and anyone with a fixed rate mortgage coming to an end who wants to stay in control rather than react at the last minute. If your fixed rate is ending soon, starting the conversation early can make a meaningful difference, even if no immediate decision is made. As with anything mortgage-related, it’s always worth speaking to an independent mortgage broker to understand your options. Our mission is to deliver this crucial information in a straightforward, jargon-free manner, enhancing your understanding of these influential factors on your most substantial financial commitment – your mortgage. Our goal is to empower you to make well-informed financial decisions. #FinancialEducation #EmpowerYourself #MortgageInformation Join us on our vibrant social media platforms and stay connected: #StayConnected #SocialMediaChannels #FinancialUpdates 📷 Instagram:   / lodestonemp   📘 Facebook:   / lodestonemp   🕺 TikTok:   / lodestonemp   💼 LinkedIn:   / lodestonemp   🐦 Twitter:   / lodestonemp   🌐 Website: https://lodestone.mortgage/about-us/ #FollowUs #StayInformed #FinancialAdvice 📣 Credit File (#Advertisement / #ad): Understanding your credit file is paramount when pursuing personal finance, especially a mortgage. We strongly recommend using checkmyfile, the sole provider covering all three UK credit reference agencies – Experian, Equifax and Transunion. #CreditFile #FinancialSecurity #CreditReport 🔍 Checkmyfile offers a 30-day free trial, followed by £14.99 per month, cancel anytime. It's crucial to thoroughly review your credit file for accuracy. If discrepancies arise, address them promptly. #CreditCheck #FinancialWellness #MortgagePreparation Additionally, we advise ensuring your presence on the voters roll, streamlining the credit application process. #VotersRoll #CreditApplication #FinancialEfficiency 🔗 Credit File Links: 📊 Check my free credit score now: https://www.checkmyfile.partners/52RT... 🔍 Correct Errors on Your Credit File: 📞 Contact Experian: https://www.experian.com/disputes/mai... 📞 Contact Equifax: https://help.equifax.co.uk/EquifaxOnl... 📞 Contact Transunion: https://www.transunion.com/credit-dis... 🗳️ Apply for Voters Roll: https://www.gov.uk/register-to-vote #CreditScore #FinancialEmpowerment #MortgagePrep Take charge of your financial future. Your mortgage journey begins with a solid credit foundation. 🏠💳 #FinancialHealth #MortgagePlanning YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Lodestone may charge a fee for mortgage advice. The precise amount will depend on your circumstances, but it will not exceed £599. Integer Advice Ltd t/a Lodestone is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the FCA.