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Spring housing market forecast 2025 — the season is just getting serious! There’s still time to make smart moves. In this expert-led webinar, Rick Sharga offers an essential update on where the market is right now and what to expect heading into summer. What you'll learn: ✔️ Why mortgage rates may stay lower than expected ✔️ What’s really happening with home prices this spring ✔️ Inventory trends and why they matter more than ever ✔️ The surprising behavior of millennial buyers in 2025 ✔️ Investor activity: who’s buying and what they’re targeting ✔️ How rising insurance costs are reshaping affordability ✔️ Forecasts for existing and new home sales through Q2 and beyond #realestate #realestateinvesting #mortgage #mortgagerates #housingmarket #nonqmloans #dscr #mortgagecalculator #itin #fico #admortgage #inflation #finance _____________________________________________________________________ A&D Mortgage (NMLS # 958660) is a top wholesale and correspondent lender, bringing first class service. We are a nationwide lender able to conduct business in 40+ states. Join the more than 6,000 companies who’ve already chosen A&D Mortgage as their long-term partner to expand their pipeline! Learn About Programs: https://admortgage.com/our-programs/?... Calculate Your Loan: https://pricer.admortgage.com/?utm_so... Submit Scenario: https://admortgage.com/scenario-reque... Become a Partner: https://admortgage.com/become-a-partn... Follow us where you wish: LinkedIn: / admortgage Facebook: / admortgagecompany Instagram: / admortgagellc Twitter: / ad_mortgage Threads: https://www.threads.net/@admortgagellc Telegram: https://t.me/admortgage_bot 00:00 Introduction and Agenda 03:19 About Rick Sharga 04:55 Topics for Today 05:34 I – The U.S. Economy: Will it remain strong in 2025? 07:21 Consumer Spending and Consumer Confidence 08:33 Job Market Might Show Signs of Cooling 10:46 Wage Growth Outpaces Inflation 11:45 U.S. Consumer Debt at All-Time High, Offset by Home Equity 14:09 Delinquency Rates Rise 16:05 The New U.S. Administration Impact – Tariffs, Income Tax, Deportations, Reduction in Government Employees, Regulation 19:34 II – The U.S. Housing Market: Pending Home Sales Drop 21:15 Purchase Loan Applications Decline as Rates Rise 22:05 Mortgage Rates Drop 23:10 Rising Homeowners Insurance Premiums, Property Tax 25:26 Home Prices Increase, but Slower 27:25 Housing Affordability Improving 29:30 More Sellers Cut Prices 30:15 Rising Housing Inventory and Impact on Pricing 33:04 Rising Listing Activity 34:19 Existing Home Sales Improved 36:08 New Home Sales – 2024 Surge, January Drop 37:08 Housing Permits, Starts, and Completions 37:58 New Home Inventory 40:34 New Housing Completions 41:50 Millennial Homebuyers Coming to Market 44:15 III – Investor Purchase Activity 47:06 Home Flipping Trends 48:19 Single-Family Rentals 49:22 IV – The Distressed Property Market 49:35 Overall Foreclosure Activity Decline 51:03 Foreclosure Starts & Inventory Well Below Historic Averages 52:05 Fewer Homes Going into Foreclosure, More Pre-Foreclosure Sales 54:12 Audience Question – CFPB Shutdown Impact on Foreclosure Market 57:39 V – Outlook for 2025: Market Forecast 59:11 Q&A – We've Seen Increased Debt, Is There an Increase in Refinance? 01:00:53 Wrap-up & Final Thoughts