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• Die Krankenversicherung: Health insurance (specifically defined as insurance for the event that you become ill). • Die Versicherungspflicht: Mandatory insurance obligation (the German law stating that every person living in the country must have health insurance). • Die gesetzliche Krankenversicherung (GKV): Statutory (public) health insurance (the system where the state makes the rules and which covers the majority of people in Germany). • Die private Krankenversicherung (PKV): Private health insurance (an alternative system available only to specific groups, such as high earners or the self-employed). • Der Beitrag: Contribution or premium (the money paid every month for the insurance). • Das Einkommen: Income (the money earned through work; also referred to as "Gehalt"). • Der Arbeitgeber: Employer (who, in the public system, pays half of the insurance contribution for the employee). • Mitversichert: Co-insured (a feature of the GKV where family members, like a spouse or children without their own income, are covered for free). • Die Rechnung: Bill or invoice (in the private system, the patient receives this from the doctor and must pay it themselves first). • Die Jahresarbeitsentgeltgrenze: Annual income threshold (the specific salary limit—€69,300 in 2026—that determines if an employee can choose to move to private insurance). • Selbstständig: Self-employed (people who work for themselves and are their own boss). • Der Tarif: Insurance plan or tariff (the specific package of medical services purchased in the private system, such as a private room in a hospital). • Erstattet: Reimbursed (the process in the private system where the insurance company pays back the money you spent on medical bills). • Das Visum: Visa (the official permission required to live and work in the country; you cannot get one without proof of insurance). • Die blaue Karte (EU Blue Card): A special visa for highly qualified professionals from outside the EU, such as engineers or doctors. • Die Gehaltsschwelle: Salary threshold (the minimum salary required for the Blue Card, which is €50,700 in 2026). • Die Anmeldung: Address registration (the official act of registering your residence at the government office). • Das Bürgeramt: Citizen's office (the specific government office where you must register your address). -------------------------------------------------------------------------------- YouTube Keywords To ensure this podcast is discoverable for German learners and people planning to relocate, consider using the following keywords: • Channel & Format: Deutschpot, Alex und Charlie, Deutsch lernen, Learn German podcast, German for beginners, Easy German listening, B1 German listening, German vocabulary news. • Relocation & Bureaucracy: Umzug nach Deutschland, Living in Germany 2026, German health insurance explained, GKV vs PKV, Versicherungspflicht, Krankenversicherung für Expats. • Visas & Working: EU Blue Card Germany, Blaue Karte Gehaltsschwelle 2026, Visa for Germany requirements, Working in Germany as a foreigner, Jahresarbeitsentgeltgrenze. • Practical Steps: Anmeldung Deutschland, Bürgeramt Termin, Bankkonto eröffnen Deutschland, Steuernummer bekommen, German bureaucracy for beginners.