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#RealEstate #RealEstateTips 🤔 OPENING QUESTION: Home buying tips 2025: Why do income, assets, and credit matter more than interest rates? After 5 years of closings, real estate experts reveal the foundational pillars most buyers ignore—costing them thousands. 📺 EPISODE OVERVIEW: In this special highlights compilation spanning 5 years of the Free Game Real Estate Podcast (2021-2026), hosts Ed Averette and Terence Guess deliver their most impactful insights on navigating the home buying journey with confidence and clarity. This episode breaks down the essential foundations every buyer needs to understand before entering the market. From debunking the interest rate obsession to revealing why communication trumps credit scores, Ed and Terence expose the myths that keep potential homeowners on the sidelines while home prices continue climbing. They dive deep into the three unchanging pillars of homeownership—income, assets, and credit—while emphasizing that waiting for the "perfect market" often means losing ground financially. The hosts tackle the uncomfortable truths about accountability in real estate, explaining why your team's guidance matters more than well-meaning family advice, and how understanding your comfortable payment beats chasing low interest rates every time. With candid stories from the closing table, insights on loan programs beyond traditional financing, and a transparent look at how successful buyers navigate today's competitive landscape, this episode serves as a masterclass in home buying fundamentals. Whether listeners are first-time buyers feeling overwhelmed by the process, experienced homeowners ready for their next move, or anyone tired of watching from the sidelines, Ed and Terence deliver the free game needed to take action with knowledge and confidence. ⏱️ TIMESTAMPS & CHAPTERS: [00:00:00 - 00:04:59] Foundation Over Fear: The Three Pillars That Never Change [00:05:00 - 00:08:59] Breaking the Risk Barrier: Why Your Story Matters More Than Documents [00:09:00 - 00:11:59] Commission Accountability & The True Cost of Bad Guidance [00:12:00 - 00:14:00] Understanding Over Urgency: Why Closing Table Education Changes Everything 👉 Subscribe for weekly real estate insights and unfiltered conversations! 🔔 Turn on notifications so you never miss an episode of Free Game Real Estate Podcast!