A Cut But Mortgage Rates Stuck? What It Means for NYC Real Estate | Macro Monday! December 15, 2025 скачать в хорошем качестве

A Cut But Mortgage Rates Stuck? What It Means for NYC Real Estate | Macro Monday! December 15, 2025

It’s Macro Monday – where NYC real estate meets macro trends in (hopefully less than) 30 data-packed minutes! In today’s episode, Noah Rosenblatt and John Walkup break down: 📉 NYC’s housing market as we wrap 2025 🧭 Why “pipeline activity” may be a green shoot for the spring 📊 The big disconnect between rate cuts and mortgage rates 📏 What credit spreads say about risk sentiment 🏙️ Why NYC remains structurally strong (low development, high wealth) 📉 The resale vs. rent dilemma — and how to talk to clients about it ⚖️ Potential risks from AI credit stress and new housing legislation (COPA) We wrap with a national housing update and a reminder: the spring season may surprise. ⏱️ Timestamps: 01:20 – Manhattan Market Update: Supply & Activity 06:45 – Pipeline Activity: Anecdotal Buyer Buzz 10:30 – Closed Sales: What the Data is Really Showing 13:25 – Price Action Outlook: Incoming Wave Pattern 15:00 – Credit Spreads: Risk-On Continues 17:40 – Fed Watch: No Move Until April? 21:10 – Mortgage Rates Channeling: Why the Cut Didn’t Help 25:30 – AI & Credit Risk: What CDS Are Signaling 28:30 – National Housing: Mortgage-Free America & Permits 32:00 – NYC Structural Advantage: Wealth & Low Building 34:00 – Age of Inventory: Brooklyn vs. Manhattan 37:20 – Buyer Objections: Owning vs. Renting in Today’s Market 41:40 – COPA Legislation: What You Need to Know 44:00 – Final Thoughts & Holiday Wrap-Up 💬 Join the conversation in the comments! ✅ Subscribe for weekly updates on NYC real estate & macro trends 🌐 See the latest market insights at UrbanDigs.com 🎧 Catch our podcast: Talking Manhattan talkingmanhattan.com 👉 Want help pricing your next listing with real-time data and expert insight? Learn more about the UrbanDigs Advisor program urbandigs.co #MacroMonday #NYCRealEstate #HousingMarket2025 #InterestRates2025 #CreditSpreads #FedWatch #UrbanDigs #MortgageRates #BrooklynRealEstate #ManhattanRealEstate #RealEstateInvesting #NationalHousingTrends #RealEstateStrategy #COPAlegislation #PipelineActivity