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Discover the psychological and mathematical "Threshold Theory" that explains why the beginning of any journey: wealth, fitness, or business is the hardest. Learn why the first $20,000 (or the first 90 days) creates a "Switch" effect, moving you from survival mode to momentum mode. This video explains the concept of activation energy, the Vanguard financial well-being study, and the neuroscience of habit myelination to help you push past the "Valley of Despair." ❤️ SUPPORT THE CHANNEL: If you enjoy please support us by clicking the Like, Subscribe, and Share buttons on this video. Thank you very much! #WealthX #Economy #GlobalFinance #SmartEconomics #WealthXposed ______________________________________________________________________ ⚠️ DISCLAIMER: Finance: The content is for informational and educational purposes only and is NOT investment advice. We are not responsible for your financial decisions. The video is not political or offensive. AI Disclosure: Images and sound are AI-assisted. However, the script and editing are 100% human-made.