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Do you have a plan to navigate the complex healthcare marketplace prior to 65? Mis-planning could cost you thousands per month in lost healthcare subsidies. You can schedule an appointment with one of our Retirement Experts to look at your situation and help you plan for your future. Call us at (920) 544-0576 or go to https://www.safeguardinvest.com/contact. Timestamps: 0:00 Healthcare Before 65 0:13 Affordable Care Act Explained 3:08 Big Changes Coming: 2025 vs. 2026 6:27 Significant Savings From a Healthcare Subsidy 7:41 Key Variable for Roth Conversions + Withdrawal Decisions 10:25 ACA Case Study: AZ Resident 11:24 The Calculation Process 12:15 The Results 16:30 Things to Keep in Mind - - - - - - - - - - - - - - - - - - - - - - - Always remember, "You Don't Need More Money; You Need a Better Plan" 🍿 Subscribe to our channel: https://www.youtube.com/channel/UCVMA... 🏆 Join our Weekly Email Series: https://bit.ly/weekly-email-series 📈 Talk with us about your retirement plan here: https://www.safeguardinvest.com/contact 📚 The New 60/40: How the Next Generation of Retirees Can Achieve Radical Financial Freedom through Better Safe Investing - https://www.amazon.com/New-60-Generat... Safeguard Wealth Management is an SEC Registered Investment Advisor. Safeguard Wealth Management is not an insurance provider. All content on YouTube is for informational purposes only and should not be taken as personal advice for your situation. You can read more disclosures at https://www.safeguardinvest.com/fiduc...