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Maybe you want to buy a home. Or take a dream vacation. But what is your cash doing to help you reach those goals? On this episode of Money Unscripted, host Ally Donnelly and Fidelity’s Leanna Devinney look at four smart short-term options: high-yield savings and money market accounts, CDs, and treasury bills. Learn how to define your goals, weigh risk and reward, and use these investing tools to help you get the most out of your money. Watch now. 00:00 Welcome to Money Unscripted 00:22 Why do I need more than a savings account? 01:08 What savings questions should I be asking myself? 01:55 How can I measure my risk tolerance? 02:25 How much cash should I actually have? 03:03 What is a high-yield savings account? 04:00 What is a money market fund? 05:02 What is a certificate of deposit? 06:10 What are treasury bills? 07:11 Short-term investments: A recap Questions? Drop them below 👇 and we’ll reply right in the comments. Investing for short-term goals: https://www.fidelity.com/learning-cen... Get organized, hit your goals: https://www.fidelity.com/learning-cen... View all episodes here: https://www.fidelity.com/learning-cen.... New episodes drop bi-weekly on Tuesdays. Have a comment or episode idea? We’d love to hear from you! Email us at [email protected]. Be sure to follow, like, and share Money Unscripted! • To see more videos, subscribe on YouTube: / fidelityinvestments • Follow Fidelity on Reddit: / fidelityinvestments • Follow Fidelity on Instagram: / fidelityinvestments • Follow Fidelity on TikTok: / fidelityinvestments • Follow Fidelity on Facebook: / fidelityinvestments • Follow Fidelity on LinkedIn: / fidelity-investments • Follow Fidelity on Discord: / discord • Ask Fidelity on X: / fidelity © 2025 FMR LLC. All rights reserved. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 1163002.2.0 #CashInvestments #PersonalFinance #Investing