I Paid Off $30,000 in Debt - Snowball vs Avalanche Method (Which Saved Me $1,847?) скачать в хорошем качестве

I Paid Off $30,000 in Debt - Snowball vs Avalanche Method (Which Saved Me $1,847?)

Debt Snowball vs Avalanche - I Tested Both to Pay Off $30,000 (Here's Which Actfinancialtips I tested both the debt snowball and debt avalanche methods to pay off $30,000 in debt. One saved me $1,847 in interest. The other kept me motivated to finish. Here's which method actually won and which YOU should use. ⏰ TIMESTAMPS: 0:00 - I Paid Off $30K: Snowball vs Avalanche 1:00 - The Two Methods Explained 3:00 - My Debt Situation ($30,047 total) 4:30 - Months 1-6: Snowball Wins Early 6:30 - Months 7-18: Avalanche Pulls Ahead 8:30 - Which Method Should YOU Use? 10:30 - Final Results + My Recommendation 📊 DEBT SNOWBALL METHOD: • Pay smallest balance first • Ignore interest rates • Quick psychological wins • My result: Paid off in 17.5 months • Total interest paid: $4,890 📊 DEBT AVALANCHE METHOD: • Pay highest interest first • Ignore balances • Mathematically optimal • My result: Paid off in 18 months • Total interest paid: $3,043 • SAVED: $1,847 vs Snowball 🎯 WHICH METHOD TO USE: ✅ Use SNOWBALL if: Need motivation, have small debts, never paid off debt before ✅ Use AVALANCHE if: Disciplined, high interest rates, want to save maximum money ✅ Use HYBRID if: Want quick wins AND maximum savings (my recommendation) 👉 SUBSCRIBE to MONIVEX for budgeting, saving, credit, debt, and money habits content every other day! 📌 SAVE THIS VIDEO to reference when choosing your debt payoff strategy! 💬 COMMENT: How much debt are you paying off? Snowball or Avalanche? #debtsnowball #debtavalanche #payoffdebt #debtfree #debtpayoff #personalfinance #creditcarddebt #monivex #debtfreejourney #financialfreedom #moneytips #budgeting #getoutofdebt #debtfreecommunity #financialtips debt snowball vs avalanche how to pay off debt fast debt snowball method debt avalanche method pay off $30000 debt best debt payoff strategy snowball vs avalanche debt get out of debt quickly credit card debt payoff debt free journey debt payoff methods compared which debt method is better debt elimination strategy pay off debt fast debt snowball explained debt avalanche explained Dave Ramsey debt snowball mathematical debt payoff debt payoff motivation high interest debt payoff debt repayment strategies fastest way to pay off debt debt free in 18 months comparing debt methods MONIVEX debt tips personal finance debt debt payoff plan eliminate credit card debt debt freedom strategy pay off multiple debts debt snowball, debt avalanche, pay off debt, debt free, debt payoff, snowball vs avalanche, get out of debt, credit card debt, personal finance, debt free journey, MONIVEX, how to pay off debt, debt payoff method, financial freedom, debt strategy, eliminate debt, money tips, budgeting, debt free, paying off debt, debt comparison, Dave Ramsey