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In this episode: We’re joined by Andy Pike from Quo Vadis Financial LLC, a retired US Air Force veteran and financial advisor who views financial planning as a lifelong coaching journey. Andy and his team specialize in biblically based financial principles and Dave Ramsey’s seven baby steps—helping clients build momentum through the debt snowball method and achieve true financial freedom. Tip of the Week: Joseph from Keymasters shares valuable insight on spare keys and lockout prevention—explaining why getting a metal copy made before you lose it is much more affordable than emergency lockout fees and recommending thin metal keys that fit easily in a wallet. Whether you’re preparing to buy or sell a home in Hawaii or want to stay financially informed, this episode delivers expert advice you can use.1 Topics covered: • Dave Ramsey’s seven baby steps to building wealth • Team Lally’s $10K for Upgrades property preparation program • The "Love Trumps Hate" philosophy in business and legal disputes • Lockout prevention tips and spare key management Like this video if you found it helpful Drop a comment with your questions or experiences Subscribe for more expert interviews and weekly tips Need locksmith help? Contact Keymasters of Hawaii today For financial guidance, reach out to Quo Vadis Financial.