2026 Debt Hacks: Refinance Strategies, Credit Fixes & Wealth Strategies w/ Joel (Part 2) | Ep 022 скачать в хорошем качестве

2026 Debt Hacks: Refinance Strategies, Credit Fixes & Wealth Strategies w/ Joel (Part 2) | Ep 022

Dive deeper with us in part 2 of our conversation with financial advisor Joel Austin from Thrivent ! We talk about real-world debt management, from refinancing high-interest auto loans and avoiding dealership traps to restructuring credit for homebuying success. Hear personal stories of financial hard knocks, lessons from the 2008 crash, and tips for teaching kids budgeting, tithing, and savings. Explore Gen Z challenges, family planning, starter vs. family homes, grocery hacks for healthier living on a budget, and even RV adventures as a debt-smart alternative. Plus, insights on managed debt, life insurance, disability planning, and the power of starting with a loan originator. With 30+ years in mortgages, Suzi shares how faith-based planning turns obstacles into opportunities for lasting wealth. Perfect for first-time buyers navigating 2026's market! Be sure to check out part 1 if you missed it! Subscribe for more:    / @brickbybrickwithsuzi   Follow on IG & FB: @BRICKbyBRICKwithSUZI CONTACT JOEL AUSTIN CALL or TEXT: (336) 515-8551 EMAIL: joel.austin@thrivent.com Schedule an appointment HERE: book.apps.thrivent.com/client/joel.austin Or connect with Joel here: connect.thrivent.com/joel-austin/ facebook.com/Joel.Austin.Thrivent About Joel: With 20 years of experience in financial protection and planning, Joel Austin serves as a dedicated Financial Advisor, bringing a deep, holistic perspective to managing wealth across generations. Having initially built a formidable background as a specialist in Life Insurance, Long-Term Care, and Retirement Planning (15+ years),Joel now integrates dedicated financial planning to provide clients with truly comprehensive guidance. Joel's core philosophy centers on Holistic Planning, meticulously evaluating and balancing immediate short-term needs with critical long-term financial goals. His approach is distinguished by a powerful emphasis on Risk Management and Tax Efficiency, especially when assisting clients with Legacy Transfer to reduce taxation and preserve family wealth. He proudly serves three key client segments: Young Families building their foundations, Pre-Retirees transitioning to their next chapter, and Retired Individuals focused on confident legacy transfer. His goal is to empower every client to define their goals clearly and navigate their financial future with confidence and clarity. A true North Carolina native, Joel has lived in locations all across North Carolina, from Lenoir to Windsor, and is deeply guided by traditional NC values and morals. When not advising clients, he enjoys time with his wife of over 20 years and their two children (a son and a daughter). His personal passions include exploring NC State Parks, playing guitar, and engaging in woodworking and DIY projects. #DebtHacks #Homeownership2026 #FinancialWisdom #CreditTips #Thrivent #WealthBuilding