2026 Financial Freedom for Homebuyers: Thrivent's Faith-Based Planning, Debt Hacks & Wealth Tips скачать в хорошем качестве

2026 Financial Freedom for Homebuyers: Thrivent's Faith-Based Planning, Debt Hacks & Wealth Tips

Join Suzi Beaver on BRICKbyBRICK Building Homeownership as she chats with Joel Austin from Thrivent, a faith-based, not-for-profit Fortune 500 company with over 100 years of ethical financial guidance. Dive into holistic financial planning tailored for homebuyers, from budgeting for life's surprises like kids and childcare, to smart debt management, refinancing high-interest loans, and avoiding common pitfalls. Hear personal stories of transformation, biblical wisdom on stewardship, and tips on turning your first home into a wealth-building foundation. Whether you're a first-time buyer or refining your finances, this convo is packed with actionable insights to make homeownership achievable in 2026. With 30+ years in mortgages, Suzi breaks down how partnering with experts like Joel can align your goals with godly principles for lasting success. Chapters: 00:00 - Introduction: Welcome and Overview of Thrivent 00:41 - Thrivent's History, Mission, and Faith-Based Approach 03:31 - Why Joel Chose Thrivent: Personal Journey and Values 05:35 - Services Provided: Financial Planning and Holistic Advice 07:45 - Planning for Life Changes: Downsizing, Inflation, and Homeownership 09:35 - Financing in Real-Life: Budgeting Habits and Coffee Addictions 11:06 - Biblical Wisdom: "Just Because You Can Doesn't Mean You Should" 12:25 - Family Structure and Long-Term Home Planning 14:55 - Suzi's Story: Career Moves, Sun Poisoning, and First Child 19:10 - Working for Childcare and Pantyhose Subscribe for more:    / @brickbybrickwithsuzi   Follow on IG & FB: @BRICKbyBRICKwithSUZI *CONTACT JOEL AUSTIN* CALL or TEXT: (336) 515-8551 EMAIL: joel.austin@thrivent.com Schedule an appointment HERE: book.apps.thrivent.com/client/joel.austin Or connect with Joel here: connect.thrivent.com/joel-austin/ facebook.com/Joel.Austin.Thrivent About Joel: With 20 years of experience in financial protection and planning, Joel Austin serves as a dedicated Financial Advisor, bringing a deep, holistic perspective to managing wealth across generations. Having initially built a formidable background as a specialist in Life Insurance, Long-Term Care, and Retirement Planning (15+ years),Joel now integrates dedicated financial planning to provide clients with truly comprehensive guidance. Joel's core philosophy centers on Holistic Planning, meticulously evaluating and balancing immediate short-term needs with critical long-term financial goals. His approach is distinguished by a powerful emphasis on Risk Management and Tax Efficiency, especially when assisting clients with Legacy Transfer to reduce taxation and preserve family wealth. He proudly serves three key client segments: Young Families building their foundations, Pre-Retirees transitioning to their next chapter, and Retired Individuals focused on confident legacy transfer. His goal is to empower every client to define their goals clearly and navigate their financial future with confidence and clarity. A true North Carolina native, Joel has lived in locations all across North Carolina, from Lenoir to Windsor, and is deeply guided by traditional NC values and morals. When not advising clients, he enjoys time with his wife of over 20 years and their two children (a son and a daughter). His personal passions include exploring NC State Parks, playing guitar, and engaging in woodworking and DIY projects. #Homeownership2026 #FinancialPlanning #DebtManagement #FaithBasedFinance #Thrivent #firsttimebuyertips