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In today’s video, I’m setting up my February monthly budget and my first paycheck budget. If you’re working with a small paycheck like I am, remember: every dollar counts and consistency always wins. Before I start budgeting, I update my goals section and decorate my February monthly calendar using planner stickers to get focused for the month ahead. 💵 Total February Income: $803.52 from multiple income sources 🏡 Housing: Thankfully, my home is paid for, so I don’t have rent or mortgage expenses. 💳 Real-Life Budget Moment: While setting up my 1st paycheck budget, I ended up over budget by $10. I share how I handled it and adjusted because realistic budgeting isn’t always perfect, and that’s okay. In this video, I walk through: Income from multiple sources Fixed expenses Variable expenses Debt Savings goals 🛒 PRODUCTS & RESOURCES I USE 💰 FREE Savings Challenges Available on Ko-fi 👉 https://ko-fi.com/msfrugal/shop 📒 Budget Planner Available on Amazon 👉 https://amzn.to/49JWH95 🖊 Kuretake Dot Markers 👉 https://amzn.to/49Xo5BL 👉 https://amzn.to/49DQlrK 🖍 Mildliner Dot Markers 👉 https://amzn.to/45DSl2f 🖊️ Pearl Pen 👉 https://simplytiplans.com/products/pe... 🛍 My Etsy Shop Available on Etsy 👉 https://thefrugalgiftshop.etsy.com 🌐 My Website 👉 https://www.thefrugalshop.com 💸 COUPON CODES & DISCOUNTS 📎 Cloth & Paper Save $15 off your first order of $80+ 👉 http://rwrd.io/ref_Y76D563?c 🌹 Rose Shadow Collection Save 15% off with code KAREN15 👉 https://roseshadowcollection.com/ 📓 Planner Aesthetic Save 10% off with code KAREN10 👉 https://www.planneraesthetic.com/ 💄 Mented Cosmetics Save 15% off with code KARENJ15 👉 https://www.mentedcosmetics.com/ 🖊 Villa Beautiful Pens Save $5 off 👉 https://i.refs.cc/hYrASMtm?smile_ref=... 🖊 Baddies and Budgets Save $10 off orders over $50 👉https://loox.io/z/FtZ4h-x1y 📌 Affiliate Disclosure Some links above may be affiliate links. This means I may earn a small commission at no extra cost to you. 💬 Shoutout Check out Tee Is A Saver on YouTube and her Ko-fi shop! 👉 / @teeisasaver 📒💰 JOIN THE MSFRUGAL YOUTUBE MEMBERSHIP 🤍 If you love planning, budgeting, and staying consistent, I’ve created a supportive membership space just for you. / @ms.frugal ✨ Membership Levels: 📒 Planner Bestie $2.99 • Intentional planning content • Self-care reflection printable template 💰 Budget Bestie $4.99 • Monthly budget & savings bundle • 4 savings challenges • Financial tracker • Monthly affirmation card • Budget dashboard 🌍🤝 Best of Both Worlds $8.99 • Everything in Planner Bestie + Budget Bestie • Monthly reflection template • 5 savings challenges • Tracker, affirmation & self-care reflection This is a no-pressure, judgment-free space where we plan, budget, and grow together — one step at a time. Thank you so much for hanging out with me, Budget Bestie 🤍 #FebruaryBudget #BudgetWithMe #PaycheckBudget #LowIncomeBudget #SmallPaycheckBudget #RealisticBudget #OverBudget #CashBudgeting #BudgetPlanner #SavingsJourney #DebtFreeJourney #BudgetYouTuber #FinancialConsistency #zerobasedbudget #cashstuffingcommunity #budgetbinder #budget