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Texas employees have a system called ERS, or the employee retirement system, that allows them to seek benefits in retirement like health, dental, vision, and life insurance. The system usually works as intended, but if your claim is denied, you’ll need some legal assistance with the appeals process. We spoke to Stephen Nagle, founder of Stephen G. Nagle & Associates. He explains what options are available to anyone struggling with obtaining ERS benefits, and what you should do if your claim is denied. Stephen Nagle is a lawyer in Austin, TX who handles ERS, ERISA, and insurance claims. He can be reached at 888-592-0926. Learn more about his practice at his AskTheLawyers.com™ profile: https://bit.ly/2B63Z6S Topics covered in this video: 0:31 - What is the employees retirement system (ERS)? 1:30 - What is the difference between ERS and ERISA? 2:38 - Who is eligible for ERS benefits? 3:42 - How hard is the appeals process? When should you get an attorney involved? 5:19 - Why do you need an attorney for the appeals process? 6:34 - Do you need an ERS attorney to handle your hearing? 8:43 - When should you contact an attorney? 10:20 - If your claim is denied, Is the ERS there to help with your appeal? Disclaimer: This video is for informational purposes only. In some states, this video may be deemed Attorney Advertising. The choice of lawyer is an important decision that should not be based solely on advertisements.