iDeCo and Early Retirement (FIRE) in Japan: Does It Still Make Sense? скачать в хорошем качестве

iDeCo and Early Retirement (FIRE) in Japan: Does It Still Make Sense?

iDeCo (the individual defined contribution retirement account) is an amazing tool to save for retirement in Japan, offering powerful tax breaks. My wife and I have used it for years to build a significant nest egg. But is iDeCo right for everyone? In this video, we break down who iDeCo is perfect for and, more importantly, who might want to think twice. We cover the common misconception about iDeCo and early retirement (FIRE) and discuss the specific situations where iDeCo might not be the best choice. We'll discuss: People with low or no income US citizens (and the tax complications) Those not planning to retire in Japan How to use a "bucket strategy" with iDeCo, NISA, and taxable accounts to retire early. LINKS MENTIONED: RetireJapan iDeCo Guide: https://www.retirejapan.com/ideco-j401k/ iDeCo English info page: https://www.ideco-koushiki.jp/english/ Info for US Citizens: https://www.retirejapan.com/us-citize... 0:00 - Is iDeCo for Everyone? 0:38 - What is iDeCo? (The Basics) 1:04 - How iDeCo Expanded & Future Changes (2027) 1:40 - The BIG Question: What About Early Retirement (FIRE)? 2:10 - Who Should NOT Use iDeCo? 2:15 - A Warning for US Citizens 2:52 - Who Shouldn't Use iDeCo: Low-Income Earners 3:35 - Who Shouldn't Use iDeCo: Not Retiring in Japan 4:10 - Can You Cash Out iDeCo Early? 5:08 - The "Bucket Strategy" for Early Retirement (FIRE) 6:12 - Why You Can Still Retire Early with iDeCo 7:00 - How to Structure Your Retirement Spending 8:00 - My Personal Strategy (Semi-Retired) 8:29 - iDeCo vs. NISA: Where to Start? 9:02 - Summary: Who Should Avoid iDeCo 9:28 - Your Questions