Insurance commissions, are they a rip off or just how advice actually works? 🔍💬 скачать в хорошем качестве

Insurance commissions, are they a rip off or just how advice actually works? 🔍💬

Most people assume one thing, if an adviser gets paid a commission, your premium must be getting padded, the cover must be getting pumped up, and the insurer choice must be biased. That sounds logical. It is also usually wrong. In this deep dive, we get painfully specific on how commissions actually work in Australia, what is capped, what gets clawed back, what happens if a policy is cancelled, and why Skye runs a small fee plus commission model instead of pretending there is a magic, conflict free option. If you have ever looked at insurance and thought, “I just want the cheapest premium”, this conversation will save you a lot of frustration later, especially when life changes and you need to adjust cover, or claim. #thisweekatskye #skyeteam #financialadviceaustralia #lifeinsuranceaustralia #incomeprotection #australianadvice