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ASIC have pulled out the big guns. This week, we unpack the regulator’s new “hot list” of lead generators in financial advice, and the AFSLs using them. No prosecutions (yet), but a clear message: if you’re generating and selling financial advice leads, you’re now firmly on the radar. We break down: Why lead generation sits in a regulatory grey zone The anti-hawking laws advisers must follow (but media companies don’t) What this means for consumers being cold-called about super And whether this is ASIC finally getting on the front foot Plus, we dive into: NIB’s new life insurance play with NobleOak and what it signals about distribution shifts in Australia A real client advocacy story where we’re going back into bat after a full insurance decline that doesn’t stack up Accident-only cover strategies when traditional cover isn’t available CPD season pressure (because yes, that’s real life) And in lighter news… karaoke debates, viral yoghurt cheesecake ratings, and why 2026 has officially been declared the age of execution. If you work in financial advice or just want to understand what’s happening behind the scenes in insurance and regulation, this one’s worth your time. #financialadvice #ASIC #lifeinsurance #superannuation #riskadvice #AFSL #moneytalk