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Mortgage rates are hovering near three-year lows — and we may be knocking on the door of 5%. Last week’s Consumer Price Index (CPI) report showed inflation dropping from 2.7% to 2.4%, which is great news for interest rates. But this week, we’ve got several major reports that could move the market: • FOMC Meeting Minutes (Wednesday) • Jobless Claims + Leading Indicators (Thursday) • PCE Inflation Report (Friday) • GDP Update The big question: Will the Fed cut rates in March? Right now: • Conventional rates are just over 6% • VA rates have dropped from 5.87% to 5.64% • We’re seeing a steady downward trend — not a cliff drop, which is healthy If inflation keeps cooling and the data cooperates, we could see continued improvement. Have questions about how this impacts your buying power? Reach out anytime. Aloha 🌺 #mortgagerates #rateupdate #vahomeloans #interestrates #housingmarket