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Why do most financial goals fail by February? Because most people are chasing tactics instead of clarity. In this episode of What Works Wednesday, the Certified Financial Planners at PeaceLink Financial Planning break down how to set financial goals that actually lead to progress — not frustration. They explain why goals like “max out a Roth IRA” or “pay off debt” aren’t real goals on their own, and how identifying your deeper why, building an actionable plan, and creating accountability are what truly drive success. Whether you’re a realtor, self-employed professional, or simply trying to be more intentional with money in 2026, this episode will help you stop reacting to financial stress and start building a plan aligned with the life you actually want. You’ll learn how to move from vague resolutions to practical systems that make saving, debt payoff, and long-term planning realistic and sustainable. Want Help Creating a Financial Plan? If you’re a realtor or self-employed professional looking for clarity, structure, and accountability in your finances, PeaceLink Financial Planning specializes in helping business owners manage money with confidence and purpose. Start by taking our 2-minute Financial Health Assessment at realestatesuccesspod.com. Keywords: financial goals, goal setting, accountability, financial planning, vision, action plan, automation, personal finance, debt management, financial success