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Some financial truisms become common knowledge for good reason. Some deserve to be revisited. Malcolm Ethridge and Ricky Mulvey discuss: • Whether young people should save as much as they can early in their careers. • How investors should think about their “return on effort”. • The economic rules of home ownership. • Why job switching doesn’t necessarily pay. We are proud to be in the Airwave Media network! Please contact advertising@airwavemedia.com if you would like to advertise on our podcast. Hosts: Ricky Mulvey Engineer: Malcolm Ethridge Disclosures: The information provided is for educational and informational purposes only, does not constitute investment advice, and should not be relied upon as such. It should not be considered a solicitation to buy or an offer to sell a security. The views expressed in this commentary are subject to change based on market and other conditions. This video may contain statements that may be deemed forward‐looking statements. Please note that any such statements are not guarantees of any future performance and actual results or developments may differ materially from those projected. Any projections, market outlooks, or estimates are based upon certain assumptions and should not be construed as indicative of actual events that will occur. Investments in securities and insurance products are: NOT FDIC-INSURED | NOT BANK-GUARANTEED | MAY LOSE VALUE