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Most people start the year with big goals — gym memberships, vision boards, and motivation — but ignore the one thing that impacts everything: their finances. In this video, Ryan Canfield, Financial Advisor and Founder of Victus Wealth Management, breaks down the 5 moves that helped one busy, dual-income family save over $10,000 in a single year — without second jobs, extreme budgeting, or sacrificing life experiences. If you make good money but still feel like your finances are on autopilot, this is your January financial checklist. Using a real-world family example, Ryan walks through the exact steps high-earning Millennial families take to start the year with clarity, confidence, and momentum — not stress. You’ll learn: • Why reviewing last year’s spending is non-negotiable • How a small savings rate increase creates big progress • The smartest way to use tax-advantaged accounts early in the year • Why outdated investment strategies cause unnecessary stress • How one clear financial goal changes everything This isn’t about cutting lattes or living on a strict budget. It’s about aligning your money with your values, building systems that actually work, and creating direction instead of overwhelm. Because most families don’t need more income — they need clarity. 💰 Ready to take control of your finances? Download my FREE ebook, Mastering Millennial Money: https://www.victuswealth.com/book 🔔 Don’t forget to subscribe! Like this video and turn on notifications for more tips on mastering your money. Follow me on social media: Instagram: / ryancanfieldvictus LinkedIn: / ryancanfieldaif https://www.victuswealth.com Email: rcanfield@victuswealth.com