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Join K4CO Radio on Thursday, February 112th at 5:30PM as we welcome back Michelle & Tim Oddo, home loan experts and owners of The Oddo Group. The Oddo Group is a Denver-area mortgage lending team operating as a division of Luminate Bank, based in Littleton, Colorado, specializing in home loans, refinances, and reverse mortgages with over 25 years of experience. Led by Senior Mortgage Banker Michelle Oddo (NMLS 297239), a top 1% lender nationwide and 12-time 5280 Five Star Professional award winner, the team includes reverse mortgage expert Tim Oddo, loan officer associate Carla Cavallo, and support staff like processors and assistants who emphasize personalized service, education, and smooth closings. They offer products like FHA, VA, CHFA, and 203K loans, host segments on the TV show "Financing the American Dream," and have earned accolades such as #1 lender in Highlands Ranch by volume, serving clients with a high-touch approach. #coloradorealestate #homeloan #mortgageexperts