The 5 Loan Programs Every Homebuyer Needs To Know in 2026 (Simple Breakdown) скачать в хорошем качестве

The 5 Loan Programs Every Homebuyer Needs To Know in 2026 (Simple Breakdown)

Thinking about buying a home in 2026? This video breaks down the five major loan programs every buyer should understand before making a move. No jargon. No confusion. Just simple, real world explanations that help you choose the right loan for your situation. In this video, Mike Sadikian covers: • FHA loans in 2026 and when they make sense • Conventional loans and how to get the lowest payment • Non-QM options like DSCR loans and bank statement loans • VA loans and why they are still the best benefit for eligible buyers • First time buyer low down payment programs • How to know exactly which loan program fits your credit, income, and goals Whether you are a first time buyer, a seasoned investor, or self employed, this breakdown gives you everything you need to make a confident decision. If you want me to run your numbers and show you exactly which loan program you qualify for in 2026, click the link below. 00:00 The Simplest Loan Breakdown for 2026 00:18 Who I Am and Why Understanding Loan Programs Matters 00:48 FHA Loans Explained (2026 Update) 02:10 Conventional Loans Explained (2026 Update) 03:35 Non-QM Loans in 2026 Overview 03:55 Bank Statement Loans for Self-Employed Buyers 04:42 DSCR Loans for Real Estate Investors 05:20 Other Non-QM Loan Options 05:52 VA Loans Explained (2026 Update) 06:35 First Time Buyer Low Down Payment Programs 07:45 Final Thoughts. How to Choose the Right Loan Program 08:15 Get a Personalized Loan Plan