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At HIA-LI’s “Surveying the Pulse of Long Island” Summit, Eliud Custodio of Turn One Studio sits down with Kevin Santacroce of ConnectOne Bank to talk about what the 2026 outlook means for Long Island businesses, and what banks are watching as companies plan their next moves. Kevin shares why stabilization matters, how many businesses still have strong liquidity from the post-pandemic period, and what it takes for that “money on the sidelines” to become real investment and expansion. We also discuss how tariffs and supply chain costs show up in a company’s financial performance and lending profile, why banking is a cross-section of the entire economy, and why relationships matter when it’s time to access capital. Kevin also breaks down ConnectOne Bank’s growth story, culture, and technology-forward approach, including how AI is improving efficiency across decision-making, documentation, and meeting workflows, and why banks are exploring internal AI systems to protect sensitive data. In this interview, we cover: —2026 outlook: stabilization, confidence, and getting back to business —Liquidity and what it takes to move from “waiting” to investing —How tariffs and supply chain costs impact lending and growth —Why banking depends on client performance across industries —Relationship banking: “don’t be anonymous with your banker” —Culture, growth, and talent attraction in a fast-growing bank —AI in banking: efficiency, documentation, meeting takeaways, and internal AI Check out our latest videos: • Marketing Tips for Small Business Subscribe to our YouTube Channel: https://www.youtube.com/c/TurnOneStud... Visit our website: https://turnonestudio.com Follow us on Facebook: / turnonestudio Follow us on LinkedIn: / turnonestudio Follow us on Instagram: / turnonestudio Follow us on Twitter: / turnonestudio