I Converted $150K to a Roth at 24% — Here’s Why I Didn’t Regret It скачать в хорошем качестве

I Converted $150K to a Roth at 24% — Here’s Why I Didn’t Regret It

I converted $150,000 to a Roth and paid tax at the 24% bracket because I wanted to lock in a known rate, remove future RMD-driven tax spikes, and reduce survivor tax risk. Boldin’s scenario outputs show when the conversion breaks even under different future-tax and return assumptions, and the biggest risk is survivorship + RMDs pushing marginal rates above 24–32%. If you value certainty, legacy simplicity, and protecting a spouse from forced taxable withdrawals, a partial conversion like this is a defensible strategy. Boldin Tax Video:    • Tax Planning using Roth Conversions -  How...   ---------------------------------------------------------- My 5-Step Process to Retiring Early : https://leandrivenreliability9-my.sha... ------------------------------------------------------------ 🔴 STOP USING Spreadsheets! Plan with Confidence like I do with Boldin Software (old name: New Retirement). What is best time for you to take Social Security? Create a Tax Plan. What are your chances of success? AI suggested improvements. Free 2 week trial; then $144/yr You will buy this after trying (I have purchased for 5 years ). USE THIS LINK Please ---- https://go.boldin.com/joekuhn -------------------------------------------------------------------- 🟢 DO NOT GO IT ALONE - Retire with Confidence! Stress Less! Money Pickle - set up a COMPLEMENTARY 45 minute dialog with a Financial Advisor No obligation. No Pressure. Get answers to your specific questions. Example: When should I take SS? What rates of return and inflation numbers should I use? Did I make a mistake? https://quiz.moneypickle.com/?utm_sou... Promoter Disclosure: I may receive compensation if you use this link to connect with a third-party financial advisor through Money Pickle. --------------------------------------------------------------------- 🔵 Certified Financial Planner Review of your plan -- $300 Send your plan for a review and then spend 1 hour with a CFP professional to identify strengths and opportunities. Donaldson Capital Management Sign up with this LINK: https://contact.dcmol.com/financial-p... Comprehensive Financial Plans - $4500 Includes a tailored plan, 12 months of coaching and implementation support, and no management fee for the first $300,000 actively managed investments. Free Call to see how they can help you: (812) 421- 3211 Promoter Disclosure: https://leandrivenreliability9-my.sha... ------------------------------------------------------------------------- 🪙 Want your plan reviewed by a Certified Financial Planner®? Get 1:1 customized advice from the team at Defining Wealth to make sure your plan is on track. My viewers get a special price for the Financial Plan Review at $300! **OFFER VALID FOR FIRST REVIEW ONLY** Use this link to book your time: https://calendly.com/definingwealthpa... Need more? Get a clear, actionable Financial Plan to create clarity and confidence in your early retirement. One-time cost of $3,000 (no obligation beyond that). Book an Explore Call more information → https://calendly.com/definingwealthpa... Disclosure: https://docs.google.com/document/d/1T... ---------------------------------------------------------------------- 📞 NEIL FORTWENDEL CFP® - My Personal Financial Planner for the past 7 years. Knowledgeable, Professional and challenges me to constantly optimize my Plan. Multiple engagement paths to choose from--depending on your needs Full Plan Creation- $4,000 range- based on complexity Phone: 812-471-2207 Email: [email protected] Website: www.neilfortwendel.com ----------------------------------------------------------------------- How to Get Affordable Health Insurance Before Medicare Move Health exclusively specializes in early retiree health insurances options. Compare plans and get the best value. All at Zero Cost to you. Use this link: https://movehealth.io/joekuhn --------------------------------------------------------------- Video by Lean Driven Reliability LLC This video is not investment advice nor advice at all. For entertainment ONLY and reflects my personal story. Seek professional help to understand your unique situation. Affiliate Disclosure: Most of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and purchase or set up a discussion. #retirement #retirementplanning #retireearly #financialindependence