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You pay your insurance bill every month — faithfully — believing that money is sitting there, waiting to protect you when disaster strikes. But what if that’s not how insurance really works? In this episode of The Airing of GRIEVEances, Eric Reamer breaks down one of the biggest misconceptions in the insurance world: the belief that insurance works like a bank account. Spoiler alert: it doesn’t. Eric exposes how insurance companies build trust through emotional advertising, then flip the script the moment you file a claim. You’ll learn: Why your monthly premiums are not deposits. How insurers profit from denying, delaying, or minimizing your claim. The real meaning behind “preferred shops.” What to do when your insurer says, “We don’t pay for that.” 8 ways you can protect yourself before — and after — a collision. If you’ve ever felt betrayed by your insurance company, this episode will open your eyes and empower you to take control of your claim. 📍 Location: Nylund’s Collision Center — Englewood, Colorado 📺 Series: The Airing of GRIEVEances ⏱️ Chapter Markers: 00:00 – The Illusion of Insurance 01:40 – Why We Think of Insurance Like a Bank 03:15 – The Big Difference: Promises vs. Deposits 05:10 – Emotional Advertising & False Comfort 07:20 – The “Good Neighbor” Myth 09:00 – When the Adjuster Becomes the Adversary 10:45 – Real-World Scenarios: “We Don’t Pay for That” 13:00 – How Preferred Shops Keep You Trapped 15:30 – The Truth About OEM Repairs 17:15 – 8 Ways to Protect Yourself from Short-Pay Claims 20:10 – What Your Insurance Contract Really Protects 22:00 – Final Thoughts: Your Story and Your Safety Matter Neither Robert Grieve, Carol Grieve, Eric Reamer, nor any representative of Nylund's Collision Center is an attorney, and this information is for educational and entertainment purposes only. You are advised to seek a qualified attorney's counsel if you need professional assistance with any dispute between you and a collision center surrounding a poor-quality repair. Nylund's Collision Center Contact Information: Phone: 303-761-9219 Email: [email protected] Web: https://NylundsCollision.com All images and video in this project were originally created by Nylund's Collision Center or procured legally and/or used by license via a professional account with Canva or a professional (PLUS) version of ChatGPT. This video was produced and edited by PR Media Coach, a Niche PR & Media, LLC subsidiary, and was made in cooperation with Nylund's Collision Center. All Rights Reserved. © 2025 Nylund's Collision Center