Higher Ed Retirement Showdown: TIAA vs. Fidelity (Which Wins?) скачать в хорошем качестве

Higher Ed Retirement Showdown: TIAA vs. Fidelity (Which Wins?)

Greg Shepard- S&A Financial Services, Inc. Join Greg Shepard from S&A Financial Services as he tackles a commonly asked question regarding higher education retirement plans: Is TIAA or Fidelity the better option? Many universities offer both TIAA and Fidelity as options under their retirement plans, leaving employees wondering which one to choose. In this informative video, Greg shares his insights based on over 20 years of experience in the field, but he encourages viewers to conduct their own due diligence and research. Greg categorizes investors into three groups: aggressive, middle-of-the-road, and conservative. For aggressive investors, he discusses the benefits of using Fidelity's platform, particularly the BrokerageLink feature. However, he emphasizes the importance of comparing costs and exploring all options. While Fidelity offers diverse investment choices for aggressive investors, it's crucial to conduct thorough research and make informed decisions. For middle-of-the-road investors seeking a balanced portfolio, Greg introduces the concept of "Best of Both Worlds." He suggests allocating the equity portion to Fidelity through BrokerageLink and considering TIAA Traditional for the more conservative portion. TIAA Traditional's high rates, especially in the current market, can be advantageous for those leaning towards conservative investments. Greg emphasizes the need for an exit strategy and understanding potential liquidity issues before investing in TIAA Traditional. When it comes to conservative investors, Greg mentions that Fidelity does offer conservative investment options, but TIAA specializes in this area. He advises leaning more towards TIAA for conservative investors but highlights the importance of consulting a knowledgeable professional who can provide personalized guidance. Greg is a strong advocate for accessing the features of both TIAA and Fidelity if your university allows it. This enables investors to tailor their investment strategies and take advantage of the strengths of each vendor. However, he reiterates the importance of seeking professional advice and doing thorough research before making any decisions. Remember, the information shared in this video is not investment advice but aims to provide insights into the TIAA and Fidelity options for higher education retirement plans. Reach out to Greg or a qualified expert to discuss your specific situation and gain personalized recommendations. Watch this video to make an informed choice between TIAA and Fidelity for your higher education retirement plan. Greg Shepard from S&A Financial Services is here to guide you on your financial journey. =========================== Get Started Today ➡ https://www.safinancialservices.com/ 🔔 Make sure to subscribe here to get notifications of future videos @TIAAsimplified Make sure to connect w/ us ➡ https://tiaasimplified.com 📆 Jump on my calendar to see how we can simplify your TIAA life.... (copy & paste) https://calendly.com/greg-safinancial... 🎤 Explore the Podcast    • TIAA Simplified Podcast   email: [email protected] 913-521-2381 Disclosure S&A Financial Services, Inc. is a registered investment advisor. Content presented is for informational purposes only and should not be considered as investment advice or as an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Always consult with your tax advisor or attorney regarding your specific situation.