Full Show: The High Cost of Timing the Market and Safety Buffer From Down Markets скачать в хорошем качестве

Full Show: The High Cost of Timing the Market and Safety Buffer From Down Markets

The stock market can have major swings. Unfortunately, the volatility can cause us to panic and take our money out in response. However, numbers show that missing the best 10 days in any given year over a 25-year period can reduce your return from 9% to under 6% – and it gets worse the more time your money is not invested! CERTIFIED FINANCIAL PLANNER® Wes Moss, a managing partner with Capital Investment Advisors, joins Christa to discuss the financial consequences of taking money out and why it’s important to stay calm in any market. Also, the stock market is a marathon, but how do we buffer ourselves from the stress of risk? Wes talks about the “dry powder” principle. It can help us be better investors and help keep our wallets safe! Plus, they discuss Social Security later in the show. Is waiting to take Social Security wise or is it a scam? Clark is off today, but we hope you enjoy the show with Wes and Christa. Let us know what you think in the comments below! 00:00 - Intro 00:42 - Missing Market Days 07:24 - Ask Wes - Does an increase in bankruptcy filings mean we are heading into a recession? 10:56 - Ask Wes - Should I move my 401(k) into an annuity? 14:46 - The Dry Powder Principle 20:33 - Ask Wes - Is waiting to collect Social Security a scam? 26:47 - Ask Wes - Can you explain the earning limit for taking Social Security before full retirement age? Mentioned on the show: https://www.forbes.com/sites/wesmoss/... https://www.yourwealth.com/pla_team_m... ‌ Related resources from Clark.com: https://clark.com/personal-finance-cr... https://clark.com/personal-finance-cr... https://clark.com/personal-finance-cr... Wes Moss Podcast - @RetireSoonerTeam Wes Moss Website - https://www.wesmoss.com Clark.com: Advice You Can Trust: SUBSCRIBE:    / clark   Listen To The Clark Howard Podcast: https://clark.com/podcast Apple Podcasts: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/3lrwhe2... iHeartRadio: https://www.iheart.com/podcast/8-the-... Follow Us for More Money Tips: Website: https://clark.com/ Podcast: https://clark.com/podcasts/ Newsletter: https://clark.com/newsletters/ Instagram:   / theclarkdotcom   Facebook:   / clarkhoward   Need Consumer Advice? The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later. Our Promise to You: At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: https://clark.com/ad-disclosure/