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🎯 Check Your Retirement Readiness (Free Assessment) See if you're on track → https://app.rightcapital.com/account/... 📧 Weekly Retirement Insights (Join Like-minded Pre-Retirees & Retirees) Thursday email newsletter → https://lp.constantcontactpages.com/s... 💼 Ready for Comprehensive Planning? (For $1M+ in Assets) Book a free consultation → https://www.shopefinancial.com/meet ━━━━━━━━━━━━━━━━━━━━. We cover: → The identity vacuum (why "what do you do?" becomes the hardest question to answer after decades of ready responses like "I'm an engineer" or "I'm a nurse") → How work provided structure, meaning, and daily purpose you may not realize you valued until it's gone → The pattern where people think they hate their job but discover they just hated parts of it—while deeply valuing feeling needed and capable → Why social networks collapse faster than expected (AARP December 2025: 40% of adults 45+ now report feeling lonely, up from 35% in 2010 and 2018) → How work friendships fade not because people don't care, but because work was the natural context bringing you together → The retirement honeymoon phase and why the novelty of sleeping in loses appeal after just a few months → When freedom to do anything becomes the burden of figuring out what's actually worth doing → The irreversibility trap (why going back to work is far harder than most people assume) → Age discrimination realities, rapidly changing technology, and career gaps that become harder to explain the longer they last → Why the most financially secure retirees often experience the strongest regrets Humans need more than financial security to thrive. We need purpose, social connections, intellectual challenges, and the feeling that our days actually matter. For many people, work provided all these things, even if it wasn't perfect. When work disappears without adequate replacements for these psychological needs, even a financially successful retirement can feel empty. ━━━━━━━━━━━━━━━━━━━━ ⏱️ TIMESTAMPS 0:00 – Why 70% of pre-retirees are considering delaying retirement 1:18 – The identity vacuum: losing more than just a job title 2:34 – How your social world shrinks faster than you expect 4:10 – When the retirement honeymoon phase ends 5:25 – Why going back to work is harder than you think 6:40 – Financially secure retirees who still feel empty 7:24 – Planning for the psychological side of retirement 7:59 – The real question: what are you retiring to? ━━━━━━━━━━━━━━━━━━━━ Branch Office: 180 Little Lake Dr 2b, Ann Arbor, MI 48103 Phone: (734) 479-1400 Website: https://www.shopefinancial.com/ This video contains hypothetical examples, scenarios, and illustrations designed solely to demonstrate mathematical concepts and general mathematical principles. This content is not intended to predict or project the future performance of any investment or investment strategy, nor is it intended to imply that any past performance will recur. Actual investment results and outcomes may vary significantly from the examples, scenarios, and illustrations provided. Viewers should not infer any specific investment results, tax advice, or outcomes from the examples, scenarios, and illustrations that are discussed in this video, as there is no assurance that any described result or outcome will occur. Any tax information is not intended to be used and cannot be used by the viewer to avoid any federal or state tax penalty that may be imposed. Such tax information is provided for informational purposes only and should not be construed as tax advice. All of the examples, scenarios, and illustrations in this video are hypothetical in nature and are not representative of any specific customer or client circumstance, nor are they to be taken as a recommendation from Patrick Shope or Sigma Planning Corporation for the viewer to act upon. Please carefully review all underlying assumptions and limitations described in this video before making any financial decisions. All viewers should speak with a qualified financial professional as well as their legal and tax advisors to determine the appropriate course of action based on their unique financial situation. This material was generated in part by Anthropic, a form of Artificial Intelligence, based on prompts and information provided by Patrick Shope. The projections or other information provided by the provided tool are hypothetical, based on limited inputs and assumptions, and do not guarantee future results. Investment Advisory Services offered through Sigma Planning Corporation, a Registered Investment Advisor. Shope & Associates, LLC, is independent of Sigma Planning Corporation https://www.fglife.com/news/retiremen... https://www.aarp.org/pri/topics/socia...