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If you’re over 65 and approaching or already in retirement, complexity can be your biggest enemy. In this eye-opening speech, Kevin O’Leary (Mr. Wonderful) explains why just two Vanguard funds may be all you need to generate income, preserve capital, and sleep well at night. Kevin breaks down retirement investing, risk management, dividends, and long-term stability — focusing on simplicity, safety, and consistency. This video is essential for retirees, near-retirees, and anyone planning a stress-free financial future. ⚠️ Educational content only — not financial advice. ⏱️ Time Stamps (28:19) with Emojis: 00:00 🧓 Why retirement investing must be simple 01:48 ⚠️ The biggest mistake retirees make 04:22 📉 Why chasing returns is dangerous after 65 06:55 🏦 Why Vanguard funds stand out 09:41 💰 Fund #1: Income & stability explained 13:18 📊 Fund #2: Long-term protection strategy 16:07 🔁 How these two funds work together 18:44 🛑 What retirees should avoid investing in 21:16 🧠 Kevin’s rule for stress-free retirement 24:02 ⏳ Longevity risk & protecting your money 26:40 ✅ Final advice for retirees over 65 🔑 20 Keywords (ONE Paragraph, Comma-Separated): Kevin O'Leary, retirement investing, Vanguard funds, investing over 65, retirement income, conservative investing, dividend investing, low risk investing, personal finance for retirees, financial freedom retirement, Mr Wonderful, Shark Tank advice, passive income retirement, Vanguard ETF, wealth preservation, safe investments, retirement strategy, financial planning, investing for seniors, long term investing #️⃣ 20 Hashtags (ONE Paragraph, Comma-Separated): #KevinOLeary, #RetirementPlanning, #VanguardFunds, #InvestingOver65, #RetirementIncome, #ConservativeInvesting, #DividendIncome, #FinancialFreedom, #MrWonderful, #SharkTank, #PassiveIncome, #WealthPreservation, #SafeInvesting, #RetireSmart, #LongTermInvesting, #SeniorFinance, #MoneyAdvice, #USA, #InvestingTips, #FinanceEducation